CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
ASSETS
Cash and due from banks	$ 2,255	$ 1,940
Interest-bearing deposits in other financial institutions	20,207	13,301
Cash and Cash Equivalents	22,462	15,241
Investment securities available for sale, at fair value	119,958	139,427
Restricted equity securities, at cost	246	1,217
Loans, net of deferred fees and costs	206,975	176,307
Less: Allowance for credit losses	(2,748)	(2,157)
Loans, net	204,227	174,150
Premises and equipment, net	2,723	3,046
Bank owned life insurance	8,789	8,657
Deferred tax assets, net	6,879	7,897
Accrued interest receivable	1,478	1,192
Accrued taxes receivable	497	121
Prepaid expenses	486	475
Other assets	614	390
Total Assets	368,359	351,813
LIABILITIES
Noninterest-bearing deposits	115,938	116,922
Interest-bearing deposits	198,335	183,145
Total Deposits	314,273	300,067
Short-term borrowings	30,000	30,000
Defined pension liability	329	324
Accrued expenses and other liabilities	2,597	2,097
Total Liabilities	347,199	332,488
STOCKHOLDERS' EQUITY
Common stock, par value $1, authorized 15,000,000 shares, issued and outstanding 2,893,648 and 2,882,627 shares as of June 30, 2024 and December 31, 2023, respectively.	2,901	2,883
Additional paid-in capital	11,037	10,964
Retained earnings	22,921	23,859
Accumulated other comprehensive loss	(15,699)	(18,381)
Total Stockholders' Equity	21,160	19,325
Total Liabilities and Stockholders' Equity	$ 368,359	$ 351,813