CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023
Cash flows from operating activities:
Net (loss) income	$ (201)	$ 710
Adjustments to reconcile net (loss) income to net cash provided by (used in) operating activities:
Depreciation, amortization, and accretion of premises and equipment	150	216
Amortization, and accretion of investment securities available for sale	81	71
Provision for credit losses	694	85
Increase in cash surrender value of bank owned life insurance	(87)	(79)
Decrease in ground rents	3	3
(Increase) decrease in accrued interest receivable	(167)	20
Net (increase) decrease in other assets	(238)	76
Net increase (decrease) in accrued expenses and other liabilities	24	(251)
Net cash provided by operating activities	259	851
Cash flows from investing activities:
Redemptions and maturities of investment securities available for sale	20,598	4,381
Net sale (purchase) of Federal Home Loan Bank stock	971	(182)
Net (increase) decrease in loans	(25,420)	5,864
Purchase of investment securities available for sale		(9,747)
Purchases of premises and equipment	(147)	(275)
Net cash (used in) / provided by investing activities	(3,998)	41
Cash flows from financing activities:
Net increase (decrease) in deposits	5,800	(33,723)
Increase in short term borrowings		15,000
Cash dividends paid	(577)	(573)
Common stock dividends reinvested	61	60
Net cash provided by / (used in) financing activities	5,284	(19,236)
Net increase (decrease) in cash and cash equivalents	1,545	(18,344)
Cash and cash equivalents at beginning of period	15,241	30,092
Cash and cash equivalents at end of period	16,786	11,748
Supplemental Disclosures of Cash Flow Information:
Interest paid on deposits and borrowings	1,983	224
Net income taxes paid		330
Net (increase) decrease in unrealized depreciation on available for sale securities	$ (1,568)	$ 1,392