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LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Allowance by Loan Segment (Details) - USD ($)
 6 Months Ended 12 Months Ended
Jun. 30, 2024
Jun. 30, 2023
Dec. 31, 2023
Financing Receivable, Allowance for Credit Losses      
Balance, beginning of year $ 2,157,000 $ 2,162,000 $ 2,162,000
Charged off (327,000) (88,000) (203,000)
Recoveries 101,000   102,000
(Release) provision for credit losses 694,000   96,000
Balance, end of year 2,625,000   2,157,000
Individually evaluated for impairment:      
Individually evaluated for impairment, Balance in allowance 21,000   200,000
Individually evaluated for impairment, Related loan balance 168,000   329,000
Collectively evaluated for impairment:      
Collectively evaluated for impairment, Balance in allowance 2,604,000   1,957,000
Collectively evaluated for impairment, Related loan balance 201,332,000   175,978,000
Real Estate Loan      
Individually evaluated for impairment:      
Individually evaluated for impairment, Balance in allowance 21,000   21,000
Real Estate Loan | Construction and Land      
Financing Receivable, Allowance for Credit Losses      
Balance, beginning of year 31,000 44,000 44,000
(Release) provision for credit losses (6,000)   (13,000)
Balance, end of year 25,000   31,000
Collectively evaluated for impairment:      
Collectively evaluated for impairment, Balance in allowance 25,000   31,000
Collectively evaluated for impairment, Related loan balance 6,272,000   4,636,000
Real Estate Loan | Farmland      
Financing Receivable, Allowance for Credit Losses      
Balance, beginning of year 18,000 20,000 20,000
(Release) provision for credit losses (1,000)   (2,000)
Balance, end of year 17,000   18,000
Collectively evaluated for impairment:      
Collectively evaluated for impairment, Balance in allowance 17,000   18,000
Collectively evaluated for impairment, Related loan balance 320,000   325,000
Real Estate Loan | Single-family Residential      
Financing Receivable, Allowance for Credit Losses      
Balance, beginning of year 1,290,000 1,230,000 1,230,000
(Release) provision for credit losses 258,000   60,000
Balance, end of year 1,548,000   1,290,000
Individually evaluated for impairment:      
Individually evaluated for impairment, Balance in allowance 21,000   21,000
Individually evaluated for impairment, Related loan balance 36,000   30,000
Collectively evaluated for impairment:      
Collectively evaluated for impairment, Balance in allowance 1,527,000   1,269,000
Collectively evaluated for impairment, Related loan balance 102,703,000   86,857,000
Real Estate Loan | Multi-family      
Financing Receivable, Allowance for Credit Losses      
Balance, beginning of year 96,000 103,000 103,000
(Release) provision for credit losses 135,000   (7,000)
Balance, end of year 231,000   96,000
Collectively evaluated for impairment:      
Collectively evaluated for impairment, Balance in allowance 231,000   96,000
Collectively evaluated for impairment, Related loan balance 5,095,000   5,165,000
Real Estate Loan | Commercial      
Financing Receivable, Allowance for Credit Losses      
Balance, beginning of year 190,000 221,000 221,000
(Release) provision for credit losses 132,000   (31,000)
Balance, end of year 322,000   190,000
Collectively evaluated for impairment:      
Collectively evaluated for impairment, Balance in allowance 322,000   190,000
Collectively evaluated for impairment, Related loan balance 42,866,000   39,217,000
Commercial and Industrial      
Individually evaluated for impairment:      
Individually evaluated for impairment, Balance in allowance     179,000
Commercial and Industrial | Commercial and Industrial      
Financing Receivable, Allowance for Credit Losses      
Balance, beginning of year 304,000 174,000 174,000
Charged off (299,000)    
(Release) provision for credit losses 234,000   130,000
Balance, end of year 239,000   304,000
Individually evaluated for impairment:      
Individually evaluated for impairment, Balance in allowance     179,000
Individually evaluated for impairment, Related loan balance 132,000   299,000
Collectively evaluated for impairment:      
Collectively evaluated for impairment, Balance in allowance 239,000   125,000
Collectively evaluated for impairment, Related loan balance 15,616,000   10,551,000
Commercial and Industrial | SBA guaranty      
Financing Receivable, Allowance for Credit Losses      
Balance, beginning of year 21,000 22,000 22,000
(Release) provision for credit losses 10,000   (1,000)
Balance, end of year 31,000   21,000
Collectively evaluated for impairment:      
Collectively evaluated for impairment, Balance in allowance 31,000   21,000
Collectively evaluated for impairment, Related loan balance 5,816,000   5,924,000
Consumer Loans | Consumer      
Financing Receivable, Allowance for Credit Losses      
Balance, beginning of year 30,000 23,000 23,000
Charged off (12,000)   (79,000)
Recoveries 54,000   1,000
(Release) provision for credit losses (29,000)   85,000
Balance, end of year 43,000   30,000
Collectively evaluated for impairment:      
Collectively evaluated for impairment, Balance in allowance 43,000   30,000
Collectively evaluated for impairment, Related loan balance 2,782,000   2,039,000
Consumer Loans | Automobile      
Financing Receivable, Allowance for Credit Losses      
Balance, beginning of year 177,000 $ 325,000 325,000
Charged off (16,000)   (124,000)
Recoveries 47,000   101,000
(Release) provision for credit losses (39,000)   (125,000)
Balance, end of year 169,000   177,000
Collectively evaluated for impairment:      
Collectively evaluated for impairment, Balance in allowance 169,000   177,000
Collectively evaluated for impairment, Related loan balance $ 19,862,000   $ 21,264,000