CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
ASSETS
Cash and due from banks	$ 1,804	$ 1,940
Interest-bearing deposits in other financial institutions	14,982	13,301
Cash and Cash Equivalents	16,786	15,241
Investment securities available for sale, at fair value	117,180	139,427
Restricted equity securities, at cost	246	1,217
Loans, net of deferred fees and costs	201,500	176,307
Less: Allowance for credit losses	(2,625)	(2,157)
Loans, net	198,875	174,150
Premises and equipment, net	2,833	3,046
Bank owned life insurance	8,744	8,657
Deferred tax assets, net	8,329	7,897
Accrued interest receivable	1,358	1,192
Accrued taxes receivable	552	121
Prepaid expenses	355	475
Other assets	458	390
Total Assets	355,716	351,813
LIABILITIES
Noninterest-bearing deposits	109,631	116,922
Interest-bearing deposits	196,235	183,145
Total Deposits	305,866	300,067
Short-term borrowings	30,000	30,000
Defined pension liability	328	324
Accrued expenses and other liabilities	2,051	2,097
Total Liabilities	338,245	332,488
STOCKHOLDERS' EQUITY
Common stock, par value $1, authorized 15,000,000 shares, issued and outstanding 2,893,648 and 2,882,627 shares as of June 30, 2024 and December 31, 2023, respectively.	2,894	2,883
Additional paid-in capital	11,014	10,964
Retained earnings	23,081	23,859
Accumulated other comprehensive loss	(19,518)	(18,381)
Total Stockholders' Equity	17,471	19,325
Total Liabilities and Stockholders' Equity	$ 355,716	$ 351,813