CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Cash flows from operating activities:
Net income	$ 3	$ 435
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation, amortization, and accretion of premises and equipment	104	103
Amortization, and accretion of investment securities available for sale	43	37
Provision for (release of) credit losses	169	(42)
Increase in cash surrender value of bank owned life insurance	(43)	(39)
Decrease in ground rents	3	3
Increase in accrued interest receivable	(89)	(101)
Net (increase) decrease in other assets	(208)	58
Net increase (decrease) in accrued expenses and other liabilities	137	(224)
Net cash provided by operating activities	119	230
Cash flows from investing activities:
Redemptions, sales and maturities of investment securities available for sale	9,357	2,134
Net (purchase) redemption of Federal Home Loan Bank stock	(971)	(30)
Net (increase) decrease in loans	(1,933)	2,339
Purchases of premises and equipment	(34)	(43)
Net cash provided by investing activities	8,361	4,460
Cash flows from financing activities:
Net increase (decrease) in deposits	9,165	(19,933)
Increase in short term borrowings	10,000
Cash dividends paid	(287)	(287)
Common stock dividends reinvested	29	30
Net cash provided by (used in) financing activities	18,907	(20,190)
Net increase (decrease) in cash and cash equivalents	27,387	(15,500)
Cash and cash equivalents at beginning of year	15,241	30,092
Cash and cash equivalents at end of year	42,628	14,592
Supplemental Disclosures of Cash Flow Information:
Interest paid on deposits and borrowings	885	99
Income taxes paid		245
Net (increase) decrease in unrealized depreciation on available for sale securities	$ (1,299)	$ 2,763