XML 40 R30.htm IDEA: XBRL DOCUMENT v3.24.1.1.u2
LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Current, Past Due, and Non-Accrual Loans by Categories of loans and Restructured Loans (Details) - USD ($)
Mar. 31, 2024
Dec. 31, 2023
Mar. 31, 2023
Dec. 31, 2022
Loans and Allowance for Credit Losses - Loans        
Financing Receivable, Recorded Investment, Current $ 177,950,000 $ 176,307,000    
Non-accrual 371,000 527,000 $ 468,000 $ 488,000
Allowance for loan losses 2,035,000 2,157,000 2,157,000 2,162,000
Total 177,950,000 176,307,000 176,307,000  
Specific Reserves 21,000 200,000    
Current        
Loans and Allowance for Credit Losses - Loans        
Financing Receivable, Recorded Investment, Current 176,652,000 174,826,000    
30 To 89 Days Past Due        
Loans and Allowance for Credit Losses - Loans        
Financing Receivable, Recorded Investment, Current 927,000 954,000    
Real Estate Loan        
Loans and Allowance for Credit Losses - Loans        
Non-accrual 280,000 145,000    
Total 136,710,000 136,230,000 136,230,000  
Specific Reserves 21,000 21,000    
Real Estate Loan | Current        
Loans and Allowance for Credit Losses - Loans        
Financing Receivable, Recorded Investment, Current 135,791,000 135,576,000    
Real Estate Loan | 30 To 89 Days Past Due        
Loans and Allowance for Credit Losses - Loans        
Financing Receivable, Recorded Investment, Current 639,000 509,000    
Real Estate Loan | Construction and Land        
Loans and Allowance for Credit Losses - Loans        
Financing Receivable, Recorded Investment, Current 6,106,000 4,636,000    
Allowance for loan losses 37,000 31,000   44,000
Total 6,106,000 4,636,000 4,636,000  
Real Estate Loan | Construction and Land | Current        
Loans and Allowance for Credit Losses - Loans        
Financing Receivable, Recorded Investment, Current 6,106,000 4,636,000    
Real Estate Loan | Farmland        
Loans and Allowance for Credit Losses - Loans        
Financing Receivable, Recorded Investment, Current 322,000 325,000    
Allowance for loan losses 17,000 18,000   20,000
Total 322,000 325,000 325,000  
Real Estate Loan | Farmland | Current        
Loans and Allowance for Credit Losses - Loans        
Financing Receivable, Recorded Investment, Current 322,000 325,000    
Real Estate Loan | Single-family Residential        
Loans and Allowance for Credit Losses - Loans        
Financing Receivable, Recorded Investment, Current 86,068,000 86,887,000    
Non-accrual 139,000 145,000 100,000 104,000
Allowance for loan losses 1,305,000 1,290,000   1,230,000
Total 86,068,000 86,887,000 86,887,000  
Specific Reserves 21,000 21,000    
Real Estate Loan | Single-family Residential | Current        
Loans and Allowance for Credit Losses - Loans        
Financing Receivable, Recorded Investment, Current 85,290,000 86,233,000    
Real Estate Loan | Single-family Residential | 30 To 89 Days Past Due        
Loans and Allowance for Credit Losses - Loans        
Financing Receivable, Recorded Investment, Current 639,000 509,000    
Real Estate Loan | Multi-family        
Loans and Allowance for Credit Losses - Loans        
Financing Receivable, Recorded Investment, Current 5,130,000 5,165,000    
Allowance for loan losses 95,000 96,000   103,000
Total 5,130,000 5,165,000 5,165,000  
Real Estate Loan | Multi-family | Current        
Loans and Allowance for Credit Losses - Loans        
Financing Receivable, Recorded Investment, Current 5,130,000 5,165,000    
Real Estate Loan | Commercial        
Loans and Allowance for Credit Losses - Loans        
Financing Receivable, Recorded Investment, Current 39,084,000 39,217,000    
Non-accrual 141,000      
Allowance for loan losses 196,000 190,000   221,000
Total 39,084,000 39,217,000 39,217,000  
Real Estate Loan | Commercial | Current        
Loans and Allowance for Credit Losses - Loans        
Financing Receivable, Recorded Investment, Current 38,943,000 39,217,000    
Commercial and Industrial        
Loans and Allowance for Credit Losses - Loans        
Non-accrual   299,000    
Total 19,154,000 16,774,000 16,774,000  
Specific Reserves   179,000    
Commercial and Industrial | Current        
Loans and Allowance for Credit Losses - Loans        
Financing Receivable, Recorded Investment, Current 19,154,000 16,475,000    
Commercial and Industrial | Commercial and Industrial        
Loans and Allowance for Credit Losses - Loans        
Financing Receivable, Recorded Investment, Current 13,282,000 10,850,000    
Non-accrual   299,000 296,000 299,000
Allowance for loan losses 159,000 304,000   174,000
Total 13,282,000 10,850,000 10,850,000  
Specific Reserves   179,000    
Commercial and Industrial | Commercial and Industrial | Current        
Loans and Allowance for Credit Losses - Loans        
Financing Receivable, Recorded Investment, Current 13,282,000 10,551,000    
Commercial and Industrial | SBA guaranty        
Loans and Allowance for Credit Losses - Loans        
Financing Receivable, Recorded Investment, Current 5,872,000 5,924,000    
Allowance for loan losses 21,000 21,000   22,000
Total 5,872,000 5,924,000 5,924,000  
Commercial and Industrial | SBA guaranty | Current        
Loans and Allowance for Credit Losses - Loans        
Financing Receivable, Recorded Investment, Current 5,872,000 5,924,000    
Consumer Loans        
Loans and Allowance for Credit Losses - Loans        
Non-accrual 91,000 83,000    
Total 22,086,000 23,303,000 23,303,000  
Consumer Loans | Current        
Loans and Allowance for Credit Losses - Loans        
Financing Receivable, Recorded Investment, Current 21,707,000 22,775,000    
Consumer Loans | 30 To 89 Days Past Due        
Loans and Allowance for Credit Losses - Loans        
Financing Receivable, Recorded Investment, Current 288,000 445,000    
Consumer Loans | Consumer        
Loans and Allowance for Credit Losses - Loans        
Financing Receivable, Recorded Investment, Current 2,399,000 2,039,000    
Allowance for loan losses 37,000 30,000   23,000
Total 2,399,000 2,039,000 2,039,000  
Consumer Loans | Consumer | Current        
Loans and Allowance for Credit Losses - Loans        
Financing Receivable, Recorded Investment, Current 2,399,000 1,981,000    
Consumer Loans | Consumer | 30 To 89 Days Past Due        
Loans and Allowance for Credit Losses - Loans        
Financing Receivable, Recorded Investment, Current   58,000    
Consumer Loans | Automobile        
Loans and Allowance for Credit Losses - Loans        
Financing Receivable, Recorded Investment, Current 19,687,000 21,264,000    
Non-accrual 91,000 83,000 72,000 85,000
Allowance for loan losses 168,000 177,000   $ 325,000
Total 19,687,000 21,264,000 $ 21,264,000  
Consumer Loans | Automobile | Current        
Loans and Allowance for Credit Losses - Loans        
Financing Receivable, Recorded Investment, Current 19,308,000 20,794,000    
Consumer Loans | Automobile | 30 To 89 Days Past Due        
Loans and Allowance for Credit Losses - Loans        
Financing Receivable, Recorded Investment, Current $ 288,000 $ 387,000