CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
ASSETS
Cash and due from banks	$ 9,091	$ 1,940
Interest-bearing deposits in other financial institutions	33,537	13,301
Cash and Cash Equivalents	42,628	15,241
Investment securities available for sale, at fair value	128,727	139,427
Restricted equity securities, at cost	246	1,217
Loans, net of deferred fees and costs	177,950	176,307
Less: Allowance for credit losses	(2,035)	(2,157)
Loans, net	175,915	174,150
Premises and equipment, net	2,928	3,046
Bank owned life insurance	8,700	8,657
Deferred tax assets, net	8,255	7,897
Accrued interest receivable	1,281	1,192
Accrued taxes receivable	363	121
Prepaid expenses	460	475
Other assets	367	390
Total Assets	369,870	351,813
LIABILITIES
Noninterest-bearing deposits	115,167	116,922
Interest-bearing deposits	194,064	183,145
Total Deposits	309,231	300,067
Short-term borrowings	40,000	30,000
Defined pension liability	327	324
Accrued expenses and other liabilities	2,183	2,097
Total Liabilities	351,741	332,488
STOCKHOLDERS' EQUITY
Common stock, par value $1, authorized 15,000,000 shares, issued and outstanding 2,887,467 and 2,882,627 shares as of March 31, 2024 and December 31, 2023, respectively.	2,887	2,883
Additional paid-in capital	10,989	10,964
Retained earnings	23,575	23,859
Accumulated other comprehensive loss	(19,322)	(18,381)
Total Stockholders' Equity	18,129	19,325
Total Liabilities and Stockholders' Equity	$ 369,870	$ 351,813