CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Cash flows from operating activities:
Net income	$ 1,429	$ 1,745
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation, amortization, and accretion of premises and equipment	119	994
Provision/(release) of credit loss allowance	96	(112)
Deferred income taxes, net	(84)	(210)
Gain on termination of swap contracts		206
Increase in cash surrender value of bank owned life insurance	(164)	(156)
Loss on write-down of Maryland Financial Bank stock		3
Decrease in ground rents	1
Increase in accrued interest receivable	(33)	(73)
Net (increase) decrease in other assets	(106)	215
Net increase (decrease) in accrued expenses and other liabilities	141	(387)
Net cash provided by operating activities	1,399	2,225
Cash flows from investing activities:
Redemptions, sales and maturities of investment securities available for sale	18,523	14,214
Purchases of investment securities available for sale	(9,747)	(31,540)
Net (purchase) redemption of Federal Home Loan Bank stock	(996)	839
Net decrease in loans	10,032	23,757
Purchases of premises and equipment	(152)	(256)
Net cash provided by investing activities	17,660	7,014
Cash flows from financing activities:
Net decrease in deposits	(62,881)	(20,299)
Net increase (decrease) in short term borrowings	30,000	(10,000)
Decrease in long term borrowings		(10,000)
Cash dividends paid	(1,149)	(1,143)
Common stock dividends reinvested	120	114
Net cash used in financing activities	(33,910)	(41,328)
Net decrease in cash and cash equivalents	(14,851)	(32,089)
Cash and cash equivalents at beginning of year	30,092	62,181
Cash and cash equivalents at end of year	15,241	30,092
Supplemental Disclosures of Cash Flow Information:
Interest paid on deposits and borrowings	1,127	856
Income taxes paid	436
Net decrease (increase) in unrealized depreciation on available for sale securities	$ (3,961)	28,556
Decrease in unrealized depreciation on Swaps		$ 441