CONSOLIDATED STATEMENTS OF INCOME - USD ($)	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
INTEREST INCOME
Interest and fees on loans	$ 8,559,000	$ 8,437,000
Interest and dividends on securities	4,147,000	3,403,000
Interest on deposits with banks and federal funds sold	631,000	872,000
Total Interest Income	13,337,000	12,712,000
INTEREST EXPENSE
Interest on deposits	513,000	471,000
Interest on short-term borrowings	689,000	348,000
Interest on long-term borrowings		34,000
Total Interest Expense	1,202,000	853,000
Net Interest Income	12,135,000	11,859,000
Provision/(release) of credit loss allowance	96,000	(112,000)
Net interest income after provision/release for credit losses	12,039,000	11,971,000
NONINTEREST INCOME
Service charges on deposit accounts	159,000	159,000
Other fees and commissions	777,000	831,000
Gain on securities called or sold		2,000
Income on life insurance	164,000	156,000
Gain on swap contract termination	0	206,000
Total Noninterest Income	1,100,000	1,354,000
NONINTEREST EXPENSE
Salary and employee benefits	6,710,000	6,406,000
Occupancy and equipment expenses	1,294,000	1,272,000
Legal, accounting and other professional fees	993,000	1,044,000
Data processing and item processing services	1,005,000	997,000
FDIC insurance costs	163,000	112,000
Advertising and marketing related expenses	97,000	86,000
Loan collection costs	22,000	(39,000)
Telephone costs	151,000	159,000
Other expenses	1,203,000	1,303,000
Total Noninterest Expenses	11,638,000	11,340,000
Income before income taxes	1,501,000	1,985,000
Income tax expense	72,000	240,000
NET INCOME	$ 1,429,094	$ 1,745,182
Basic net income per share of common stock (in dollars per share)	$ 0.50	$ 0.61
Diluted net income per share of common stock (in dollars per share)	$ 0.50	$ 0.61