CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2023	Dec. 31, 2022
ASSETS
Cash and due from banks	$ 1,940	$ 2,035
Interest-bearing deposits in other financial institutions	13,301	28,057
Cash and Cash Equivalents	15,241	30,092
Investment securities available for sale, at fair value	139,427	144,133
Restricted equity securities, at cost	1,217	221
Loans, net of deferred fees and costs	176,307	186,440
Less: Allowance for credit losses	(2,157)	(2,162)
Loans, net	174,150	184,278
Premises and equipment, net	3,046	3,277
Bank owned life insurance	8,657	8,493
Deferred tax assets, net	7,897	8,902
Accrued interest receivable	1,192	1,159
Accrued taxes receivable	121
Prepaid expenses	475	493
Other assets	390	388
Total Assets	351,813	381,436
LIABILITIES
Noninterest-bearing deposits	116,922	143,262
Interest-bearing deposits	183,145	219,685
Total Deposits	300,067	362,947
Short-term borrowings	30,000
Defined pension liability	324	317
Accrued taxes payable		151
Accrued expenses and other liabilities	2,097	1,967
Total Liabilities	332,488	365,382
STOCKHOLDERS' EQUITY
Common stock, par value $1, authorized 15,000,000 shares, issued and outstanding 2,882,627 and 2,865,046 shares as of December 31, 2023 and December 31, 2022, respectively.	2,883	2,865
Additional paid-in capital	10,964	10,862
Retained earnings	23,859	23,579
Accumulated other comprehensive loss	(18,381)	(21,252)
Total Stockholders' Equity	19,325	16,054
Total Liabilities and Stockholders' Equity	$ 351,813	$ 381,436