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LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Loans - Allowance by Loan Segment (Details) - USD ($)
9 Months Ended 12 Months Ended
Sep. 30, 2023
Sep. 30, 2022
Dec. 31, 2022
Financing Receivable, Allowance for Credit Losses      
Balance, beginning of year $ 2,162,000 $ 2,470,000 $ 2,470,000
Charged off (136,000) (151,000) (392,000)
Recoveries 75,000   196,000
(Release) provision for credit losses (7,000)   (112,000)
Balance, end of year 2,094,000   2,162,000
Individually evaluated for impairment:      
Individually evaluated for impairment, Balance in allowance 171,000   79,000
Individually evaluated for impairment, Related loan balance 331,000   334,000
Collectively evaluated for impairment:      
Collectively evaluated for impairment, Balance in allowance 1,923,000   2,083,000
Collectively evaluated for impairment, Related loan balance 174,465,000   186,106,000
Real Estate Loan      
Individually evaluated for impairment:      
Individually evaluated for impairment, Balance in allowance 22,000   20,000
Commercial and Industrial      
Individually evaluated for impairment:      
Individually evaluated for impairment, Balance in allowance 149,000   59,000
Construction and Land | Real Estate Loan      
Financing Receivable, Allowance for Credit Losses      
Balance, beginning of year 44,000 5,000 5,000
(Release) provision for credit losses (9,000)   39,000
Balance, end of year 35,000   44,000
Collectively evaluated for impairment:      
Collectively evaluated for impairment, Balance in allowance 35,000   44,000
Collectively evaluated for impairment, Related loan balance 4,145,000   4,499,000
Farmland | Real Estate Loan      
Financing Receivable, Allowance for Credit Losses      
Balance, beginning of year 20,000 11,000 11,000
(Release) provision for credit losses (2,000)   9,000
Balance, end of year 18,000   20,000
Collectively evaluated for impairment:      
Collectively evaluated for impairment, Balance in allowance 18,000   20,000
Collectively evaluated for impairment, Related loan balance 327,000   333,000
Single-family Residential | Real Estate Loan      
Financing Receivable, Allowance for Credit Losses      
Balance, beginning of year 1,230,000 1,357,000 1,357,000
Recoveries 3,000    
(Release) provision for credit losses 4,000   (127,000)
Balance, end of year 1,237,000   1,230,000
Individually evaluated for impairment:      
Individually evaluated for impairment, Balance in allowance 22,000   20,000
Individually evaluated for impairment, Related loan balance 31,000   34,000
Collectively evaluated for impairment:      
Collectively evaluated for impairment, Balance in allowance 1,215,000   1,210,000
Collectively evaluated for impairment, Related loan balance 82,967,000   80,217,000
Multi-family | Real Estate Loan      
Financing Receivable, Allowance for Credit Losses      
Balance, beginning of year 103,000 105,000 105,000
(Release) provision for credit losses (6,000)   (2,000)
Balance, end of year 97,000   103,000
Collectively evaluated for impairment:      
Collectively evaluated for impairment, Balance in allowance 97,000   103,000
Collectively evaluated for impairment, Related loan balance 5,201,000   5,304,000
Commercial and Industrial | Commercial and Industrial      
Financing Receivable, Allowance for Credit Losses      
Balance, beginning of year 174,000 115,000 115,000
Charged off     (200,000)
(Release) provision for credit losses 87,000   259,000
Balance, end of year 261,000   174,000
Individually evaluated for impairment:      
Individually evaluated for impairment, Balance in allowance 149,000   59,000
Individually evaluated for impairment, Related loan balance     300,000
Collectively evaluated for impairment:      
Collectively evaluated for impairment, Balance in allowance 261,000   115,000
Collectively evaluated for impairment, Related loan balance 10,032,000   8,690,000
Commercial | Real Estate Loan      
Financing Receivable, Allowance for Credit Losses      
Balance, beginning of year 221,000 278,000 278,000
(Release) provision for credit losses (18,000)   (57,000)
Balance, end of year 203,000   221,000
Individually evaluated for impairment:      
Individually evaluated for impairment, Balance in allowance 149,000    
Individually evaluated for impairment, Related loan balance 300,000    
Collectively evaluated for impairment:      
Collectively evaluated for impairment, Balance in allowance 53,000   221,000
Collectively evaluated for impairment, Related loan balance 41,061,000   42,936,000
SBA Guaranty | Commercial and Industrial      
Financing Receivable, Allowance for Credit Losses      
Balance, beginning of year 22,000 30,000 30,000
Charged off     (9,000)
(Release) provision for credit losses     1,000
Balance, end of year 22,000   22,000
Collectively evaluated for impairment:      
Collectively evaluated for impairment, Balance in allowance 22,000   22,000
Collectively evaluated for impairment, Related loan balance 5,970,000   6,158,000
Consumer      
Financing Receivable, Allowance for Credit Losses      
Charged off (79,000)    
Consumer | Consumer Loans      
Financing Receivable, Allowance for Credit Losses      
Balance, beginning of year 23,000 36,000 36,000
Charged off     (14,000)
Recoveries 0   8,000
(Release) provision for credit losses 1,000   (7,000)
Balance, end of year 24,000   23,000
Collectively evaluated for impairment:      
Collectively evaluated for impairment, Balance in allowance 24,000   23,000
Collectively evaluated for impairment, Related loan balance 1,257,000   1,521,000
Automobile      
Financing Receivable, Allowance for Credit Losses      
Charged off (57,000)    
Automobile | Consumer Loans      
Financing Receivable, Allowance for Credit Losses      
Balance, beginning of year 325,000 $ 533,000 533,000
Charged off (136,000)   (169,000)
Recoveries 72,000   188,000
(Release) provision for credit losses (64,000)   (227,000)
Balance, end of year 197,000   325,000
Collectively evaluated for impairment:      
Collectively evaluated for impairment, Balance in allowance 197,000   325,000
Collectively evaluated for impairment, Related loan balance $ 23,505,000   $ 36,448,000