CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022
Cash flows from operating activities:
Net income	$ 710	$ 540
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation, amortization, and accretion of premises and equipment	216	215
Amortization, and accretion of investment securities available for sale	71	481
Provision (release) for credit losses	85	(217)
Increase in cash surrender value of bank owned life insurance	(79)	(76)
Loss on write-down of Maryland Financial Bank stock		2
Decrease in ground rents	3
Decrease (increase) in accrued interest receivable	20	(60)
Net decrease (increase) in other assets	76	(106)
Net decrease in accrued expenses and other liabilities	(251)	(245)
Net cash provided by operating activities	851	534
Cash flows from investing activities:
Redemptions and maturities of investment securities available for sale	4,381	8,671
Sales of available for sale debt securities		1
Purchases of investment securities available for sale	(9,747)	(31,540)
Net purchase of Federal Home Loan Bank stock	(182)	(11)
Net decrease in loans	5,864	9,679
Purchases of premises and equipment	(275)	(152)
Net cash provided by investing activities	41	(13,352)
Cash flows from financing activities:
Net (decrease) increase in deposits	(33,723)	2,518
Cash dividends paid	(573)	(571)
Common stock dividends reinvested	60	56
Net cash (used in) provided by financing activities	(19,236)	2,003
Decrease in short term borrowings	15,000
Net (decrease) increase in cash and cash equivalents	(18,344)	(10,815)
Cash and cash equivalents at beginning of period	30,092	62,181
Cash and cash equivalents at end of period	11,748	51,366
Supplemental Disclosures of Cash Flow Information:
Interest paid on deposits and borrowings	224	440
Net income taxes paid	330
Net decrease (increase) in unrealized depreciation on available for sale securities	$ 1,392	(20,493)
Net decrease in unrealized depreciation on swaps		$ 521