CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
ASSETS
Cash and due from banks	$ 1,959	$ 2,035
Interest-bearing deposits in other financial institutions	12,633	28,057
Cash and Cash Equivalents	14,592	30,092
Investment securities available for sale, at fair value	144,726	144,133
Restricted equity securities, at cost	191	221
Loans, net of deferred fees and costs	184,141	186,440
Less: Allowance for credit losses	(2,161)	(2,162)
Loans, net	181,980	184,278
Premises and equipment, net	3,171	3,277
Bank owned life insurance	8,532	8,493
Deferred tax assets, net	8,142	8,902
Accrued interest receivable	1,259	1,159
Accrued taxes receivable	8
Prepaid expenses	479	493
Other assets	333	388
Total Assets	363,413	381,436
LIABILITIES
Noninterest-bearing deposits	136,324	143,262
Interest-bearing deposits	206,690	219,685
Total Deposits	343,014	362,947
Defined pension liability	318	317
Accrued Taxes Payable		151
Accrued expenses and other liabilities	1,846	1,967
Total Liabilities	345,178	365,382
STOCKHOLDERS' EQUITY
Common stock, par value $1, authorized 15,000,000 shares, issued and outstanding 2,868,504 and 2,865,046 shares as of March 31, 2023 and December 31, 2022, respectively.	2,869	2,865
Additional paid-in capital	10,888	10,862
Retained earnings	23,727	23,579
Accumulated other comprehensive loss	(19,249)	(21,252)
Total Stockholders' Equity	18,235	16,054
Total Liabilities and Stockholders' Equity	$ 363,413	$ 381,436