CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021
Cash flows from operating activities:
Net income	$ 915	$ 1,962
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation, amortization, and accretion of premises and equipment	318	323
Amortization, and accretion of investment securities available for sale	528	995
Release for credit losses	(178)	(593)
Gain on disposals of assets, net		(14)
Increase in cash surrender value of bank owned life insurance	(116)	(117)
Loss on write-down of MFB stock	2
Increase in ground rents		4
Increase in accrued interest receivable	(167)	(2)
Net increase in other assets	(166)	(121)
Net (increase) decrease in accrued expenses and other liabilities	(153)	439
Net cash provided by operating activities	983	2,876
Cash flows from investing activities:
Redemptions and maturities of investment securities available for sale	11,624	20,244
Proceeds from sales of available for sale debt securities	1
Purchases of investment securities available for sale	(31,540)	(72,904)
Net (purchase) sale of Federal Home Loan Bank stock	(11)	137
Net decrease in loans	16,295	29,431
Proceeds from sale of real estate acquired through foreclosure		589
Purchases of premises and equipment	(231)	(225)
Net cash used in investing activities	(3,862)	(22,728)
Cash flows from financing activities:
Net (decrease) increase in deposits	(4,361)	24,889
Increase (decrease) in short term borrowings	10,000	(9,913)
Decrease in long term borrowings	(10,000)
Cash dividends paid	(857)	(853)
Common stock dividends reinvested	85	100
Net cash (used in) provided by financing activities	(5,133)	14,223
Net decrease in cash and cash equivalents	(8,012)	(5,629)
Cash and cash equivalents at beginning of period	62,181	37,093
Cash and cash equivalents at end of period	54,169	31,464
Supplemental Disclosures of Cash Flow Information:
Interest paid on deposits and borrowings	684	824
Net income taxes paid		415
Net decrease in unrealized depreciation on available for sale securities	(30,335)	(2,887)
Net decrease in unrealized depreciation on swaps	$ 646	$ 315