CONSOLIDATED STATEMENTS OF INCOME - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2022	Sep. 30, 2021	Sep. 30, 2022	Sep. 30, 2021
INTEREST INCOME
Interest and fees on loans	$ 2,094,000	$ 2,799,000	$ 6,351,000	$ 8,005,000
Interest and dividends on securities	943,000	773,000	2,435,000	1,976,000
Interest on deposits with banks and federal funds sold	271,000	32,000	468,000	75,000
Total Interest Income	3,308,000	3,604,000	9,254,000	10,056,000
INTEREST EXPENSE
Interest on deposits	116,000	148,000	361,000	474,000
Interest on short-term borrowings	147,000	116,000	338,000	349,000
Interest on long-term borrowings	8,000		34,000
Total Interest Expense	271,000	264,000	733,000	823,000
Net Interest Income	3,037,000	3,340,000	8,521,000	9,233,000
Provision (release) for credit losses	39,000	(122,000)	(178,000)	(593,000)
Net interest income after provision (release)	2,998,000	3,462,000	8,699,000	9,826,000
NONINTEREST INCOME
Gain on securities sold/redeemed		1,000	1,000	1,000
Gains on sale of OREO				14,000
Income on life insurance	40,000	40,000	116,000	117,000
Total Noninterest Income	317,000	359,000	832,000	886,000
NONINTEREST EXPENSE
Salary and benefits	1,647,000	1,686,000	4,783,000	4,904,000
Occupancy and equipment expenses	291,000	306,000	939,000	912,000
Legal, accounting and other professional fees	299,000	121,000	884,000	516,000
Data processing and item processing services	242,000	206,000	703,000	710,000
FDIC insurance costs	28,000	47,000	83,000	130,000
Advertising and marketing related expenses	21,000	20,000	64,000	65,000
Loan collection costs	4,000	(30,000)	(51,000)	(2,000)
Telephone costs	35,000	42,000	119,000	173,000
Other expenses	353,000	293,000	1,016,000	903,000
Total Noninterest Expenses	2,920,000	2,691,000	8,540,000	8,311,000
Income before income taxes	395,000	1,130,000	991,000	2,401,000
Income tax expense	20,000	242,000	76,000	439,000
NET INCOME	$ 375,009	$ 888,440	$ 915,274	$ 1,962,090
Basic net income per share of common stock (in dollars per share)	$ 0.13	$ 0.31	$ 0.32	$ 0.69
Diluted net income per share of common stock (in dollars per share)	$ 0.13	$ 0.31	$ 0.32	$ 0.69
Service charges on deposit accounts
NONINTEREST INCOME
Service charges on deposit accounts	$ 37,000	$ 42,000	$ 119,000	$ 119,000
Other fees and commissions
NONINTEREST INCOME
Other fees and commissions	$ 240,000	$ 276,000	$ 596,000	$ 635,000