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LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Allowance for Credit Losses (Details)
9 Months Ended
Sep. 30, 2022
USD ($)
borrower
Sep. 30, 2021
USD ($)
borrower
Financing Receivable, Allowance For Credit Losses [Line Items]    
Average loans $ 197,199,000 $ 239,492,000
Net charge-offs to average loans (annualized) 0.00% (0.19%)
Number of borrowers | borrower 14 20
Loans charged off $ 151,000 $ 193,000
Outstanding commitments 30,500,000 30,600,000
Unfunded commitments    
Beginning balance 371,000 33,000
Reduction of unfunded reserve (76,000) (34,000)
Provisions charged to operations 174,000  
Ending balance $ 469,000 456,000
ASU 2016-13    
Unfunded commitments    
Impact of ASC 326 adoption   $ 457,000