CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
ASSETS
Cash and due from banks	$ 2,572	$ 2,111
Interest-bearing deposits in other financial institutions	51,597	60,070
Cash and Cash Equivalents	54,169	62,181
Investment securities available for sale, at fair value	144,980	155,927
Restricted equity securities, at cost	1,071	1,062
Loans, net of deferred fees and costs	194,080	210,392
Less: Allowance for credit losses	(2,275)	(2,470)
Loans, net	191,805	207,922
Premises and equipment, net	3,366	3,564
Bank owned life insurance	8,454	8,338
Deferred tax assets, net	9,126	956
Accrued interest receivable	1,253	1,085
Accrued taxes receivable	225	301
Prepaid expenses	517	347
Other assets	660	383
Total Assets	415,626	442,066
LIABILITIES
Noninterest-bearing deposits	149,171	155,624
Interest-bearing deposits	229,715	227,623
Total Deposits	378,886	383,247
Short-term borrowings	20,000	10,000
Long-term borrowings		10,000
Defined pension liability	315	304
Accrued expenses and other liabilities	2,085	2,799
Total Liabilities	401,286	406,350
STOCKHOLDERS' EQUITY
Common stock, par value $1, authorized 15,000,000 shares, issued and outstanding 2,861,615 and 2,853,880 shares as of September 30, 2022 and December 31, 2021, respectively.	2,862	2,854
Additional paid-in capital	10,836	10,759
Retained earnings	23,035	22,977
Accumulated other comprehensive loss	(22,393)	(874)
Total Stockholders' Equity	14,340	35,716
Total Liabilities and Stockholders' Equity	$ 415,626	$ 442,066