CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
ASSETS
Cash and due from banks	$ 2,140	$ 2,111
Interest-bearing deposits in other financial institutions	49,226	60,070
Cash and Cash Equivalents	51,366	62,181
Investment securities available for sale, at fair value	157,823	155,927
Restricted equity securities, at cost	1,071	1,062
Loans, net of deferred fees and costs	200,698	210,392
Less: Allowance for credit losses	(2,238)	(2,470)
Loans, net	198,460	207,922
Premises and equipment, net	3,446	3,564
Bank owned life insurance	8,414	8,338
Deferred tax assets, net	6,452	956
Accrued interest receivable	1,145	1,085
Accrued taxes receivable	245	301
Prepaid expenses	448	347
Other assets	523	383
Total Assets	429,393	442,066
LIABILITIES
Noninterest-bearing deposits	151,679	155,624
Interest-bearing deposits	234,086	227,623
Total Deposits	385,765	383,247
Short-term borrowings	10,000	10,000
Long-term borrowings	10,000	10,000
Defined pension liability	313	304
Accrued expenses and other liabilities	2,050	2,799
Total Liabilities	408,128	406,350
STOCKHOLDERS' EQUITY
Common stock, par value $1, authorized 15,000,000 shares, issued and outstanding 2,858,635 and 2,853,880 shares as of June 30, 2022 and December 31, 2021, respectively.	2,859	2,854
Additional paid-in capital	10,810	10,759
Retained earnings	22,946	22,977
Accumulated other comprehensive loss	(15,350)	(874)
Total Stockholders' Equity	21,265	35,716
Total Liabilities and Stockholders' Equity	$ 429,393	$ 442,066