CONSOLIDATED STATEMENTS OF INCOME - USD ($)	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
INTEREST INCOME
Interest and fees on loans	$ 2,168,000	$ 2,637,000
Interest and dividends on securities	698,000	505,000
Interest on deposits with banks and federal funds sold	50,000	19,000
Total Interest Income	2,916,000	3,161,000
INTEREST EXPENSE
Interest on deposits	124,000	168,000
Interest on short-term borrowings	102,000	116,000
Interest on long-term borrowings	8,000
Total Interest Expense	234,000	284,000
Net Interest Income	2,682,000	2,877,000
Release for credit losses	(100,000)	(404,000)
Net interest income after release	2,782,000	3,281,000
NONINTEREST INCOME
Income on life insurance	38,000	38,000
Total Noninterest Income	254,000	247,000
NONINTEREST EXPENSE
Salary and benefits	1,620,000	1,630,000
Occupancy and equipment expenses	331,000	302,000
Legal, accounting and other professional fees	324,000	213,000
Data processing and item processing services	226,000	257,000
FDIC insurance costs	26,000	42,000
Advertising and marketing related expenses	22,000	22,000
Loan collection costs	(75,000)	6,000
Telephone costs	44,000	77,000
Other expenses	266,000	279,000
Total Noninterest Expenses	2,784,000	2,828,000
Income before income taxes	252,000	700,000
Income tax expense	21,000	106,000
NET INCOME	$ 230,733	$ 593,993
Basic net income per share of common stock (in dollars per share)	$ 0.08	$ 0.21
Diluted net income per share of common stock (in dollars per share)	$ 0.08	$ 0.21
Service charges on deposit accounts
NONINTEREST INCOME
Noninterest Income	$ 42,000	$ 40,000
Other fees and commissions
NONINTEREST INCOME
Noninterest Income	$ 174,000	$ 169,000