CONSOLIDATED STATEMENTS OF INCOME - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020	Sep. 30, 2021	Sep. 30, 2020
INTEREST INCOME
Interest and fees on loans	$ 2,799,000	$ 2,924,000	$ 8,005,000	$ 8,974,000
Interest and dividends on securities	773,000	404,000	1,976,000	1,103,000
Interest on deposits with banks and federal funds sold	32,000	21,000	75,000	107,000
Total Interest Income	3,604,000	3,349,000	10,056,000	10,184,000
INTEREST EXPENSE
Interest on deposits	148,000	237,000	474,000	851,000
Interest on short-term borrowings	116,000	110,000	349,000	345,000
Interest on long-term borrowings		6,000		6,000
Total Interest Expense	264,000	353,000	823,000	1,202,000
Net Interest Income	3,340,000	2,996,000	9,233,000	8,982,000
Release for credit losses	(122,000)	(669,000)	(593,000)	(263,000)
Net interest income after release	3,462,000	3,665,000	9,826,000	9,245,000
NONINTEREST INCOME
Gain on securities sold/redeemed	1,000	4,000	1,000	4,000
Income on life insurance	40,000	40,000	117,000	118,000
Gains on sale of OREO			14,000
Total Noninterest Income	359,000	260,000	886,000	743,000
NONINTEREST EXPENSE
Salary and benefits	1,686,000	1,595,000	4,904,000	4,897,000
Occupancy and equipment expenses	306,000	283,000	912,000	909,000
Legal, accounting and other professional fees	121,000	233,000	516,000	737,000
Data processing and item processing services	206,000	234,000	710,000	651,000
FDIC insurance costs	47,000	41,000	130,000	141,000
Advertising and marketing related expenses	20,000	22,000	65,000	65,000
Loan collection costs	(30,000)	5,000	(2,000)	92,000
Telephone costs	42,000	56,000	173,000	146,000
Other expenses	293,000	224,000	903,000	901,000
Total Noninterest Expenses	2,691,000	2,693,000	8,311,000	8,539,000
Income before income taxes	1,130,000	1,232,000	2,401,000	1,449,000
Income tax expense	242,000	283,000	439,000	326,000
NET INCOME	$ 888,440	$ 949,027	$ 1,962,090	$ 1,122,820
Basic and diluted net income (loss) per share of common stock	$ 0.31	$ 0.33	$ 0.69	$ 0.40
Service charges on deposit accounts
NONINTEREST INCOME
Noninterest Income	$ 42,000	$ 37,000	$ 119,000	$ 132,000
Other fees and commissions
NONINTEREST INCOME
Noninterest Income	$ 276,000	$ 179,000	$ 635,000	$ 489,000