CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)	6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020
Cash flows from operating activities:
Net income	$ 1,074,000	$ 174,000
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation, amortization, and accretion of premises and equipment	213,000	193,000
Amortization, and accretion of investment securities available for sale	845,000	108,000
(Release) allowance for credit losses	(471,000)	407,000
Gain on disposals of assets, net	(14,000)
Increase in cash surrender value of bank owned life insurance	(77,000)	(78,000)
Decrease in ground rents		3,000
Increase in accrued interest receivable	(2,000)	(265,000)
Net (increase) decrease in other assets	(292,000)	206,000
Net decrease in accrued expenses and other liabilities	258,000	704,000
Net cash provided by operating activities	1,534,000	1,452,000
Cash flows from investing activities:
Redemptions and maturities of investment securities available for sale	10,505,000	8,230,000
Purchases of investment securities available for sale	(56,219,000)	(19,900,000)
Net sale of Federal Home Loan Bank stock	137,000	238,000
Net decrease (increase) in loans	19,209,000	(305,000)
Proceeds from sale of real estate acquired through foreclosure	589,000
Purchases of premises and equipment	(165,000)	(388,000)
Net cash used in investing activities	(25,944,000)	(12,125,000)
Cash flows from financing activities:
Net increase in deposits	19,264,000	20,497,000
(Decrease) increase in short term borrowings	(4,676,000)	12,367,000
Cash dividends paid	(569,000)	(566,000)
Common stock dividends reinvested	66,000	64,000
Net cash provided by financing activities	14,085,000	32,362,000
Net (decrease) increase in cash and cash equivalents	(10,325,000)	21,689,000
Cash and cash equivalents at beginning of year	37,093,000	13,290,000
Cash and cash equivalents at end of year	26,768,000	34,979,000
Supplemental Disclosures of Cash Flow Information:
Interest paid on deposits and borrowings	559,000	890,000
Income taxes paid	340,000
Net income taxes paid (refunded)		(1,176,000)
Net (decrease) increase in unrealized appreciation on available for sale securities	(1,327,000)	1,485,000
Net decrease (increase) in unrealized depreciation on swaps	$ 228,000	$ (774,000)