CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
Cash flows from operating activities:
Net income	$ 594	$ 268
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation, amortization, and accretion of premises and equipment	104	100
Depreciation, amortization, and accretion of investment securities available for sale	107	62
Provision for loan losses	(404)	(80)
Increase in cash surrender value of bank owned life insurance	(38)	(39)
(Increase) decrease in accrued interest receivable	25	(8)
Net (increase) decrease in other assets	(54)	166
Net (increase) decrease in accrued expenses and other liabilities	(51)	(613)
Net cash provided by operating activities	283	(144)
Cash flows from investing activities:
Redemptions and maturities of investment securities available for sale	4,938	3,878
Purchases of investment securities available for sale	(29,467)	(1,709)
Net redemption of Federal Home Loan Bank stock	137	238
Net decrease in loans	7,194	7,711
Purchases of premises and equipment	(88)	(282)
Net cash (used in) provided by investing activities	(17,286)	9,836
Cash flows from financing activities:
Net increase (decrease) in deposits	19,303	341
Increase (decrease) in short term borrowings	1,332	(5,000)
Cash dividends paid	(284)	(283)
Common stock dividends reinvested	33	31
Net cash provided by (used in) financing activities	20,384	(4,911)
Net increase (decrease) in cash and cash equivalents	3,381	4,781
Cash and cash equivalents at beginning of year	37,093	13,290
Cash and cash equivalents at end of year	40,474	18,071
Supplemental Disclosures of Cash Flow Information:
Interest paid on deposits and borrowings	282	456
Income taxes paid	65
Income taxes (refunded)		(31)
Net decrease in unrealized depreciation on available for sale securities	(3,574)	918
Increase in unrealized depreciation on Swaps	$ 140	$ 696