CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2021	Mar. 31, 2020
INTEREST INCOME
Interest and fees on loans	$ 2,637	$ 3,071
Interest and dividends on securities	505	381
Interest on deposits with banks and federal funds sold	19	47
Total Interest Income	3,161	3,499
INTEREST EXPENSE
Interest on deposits	168	325
Interest on short-term borrowings	116	126
Total Interest Expense	284	451
Net Interest Income	2,877	3,048
Provision for loan losses	(404)	(80)
Net interest income after provision for loan losses	3,281	3,128
NONINTEREST INCOME
Gain on securities called or sold		1
Income on life insurance	38	39
Total Noninterest Income	247	255
NONINTEREST EXPENSE
Salary and benefits	1,630	1,705
Occupancy and equipment expenses	302	331
Legal, accounting and other professional fees	213	252
Data processing and item processing services	257	234
FDIC insurance costs	42	51
Advertising and marketing related expenses	22	25
Loan collection costs	6	67
Telephone costs	77	47
Other expenses	279	328
Total Noninterest Expenses	2,828	3,040
Income before income taxes	700	343
Income tax expense	106	75
NET INCOME	$ 594	$ 268
Basic and diluted net income per share of common stock	$ 0.21	$ 0.09
Service charges on deposit accounts
NONINTEREST INCOME
Noninterest Income	$ 40	$ 56
Other fees and commissions
NONINTEREST INCOME
Noninterest Income	$ 169	$ 159