CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Cash flows from operating activities:
Net income	$ 1,668	$ 1,599
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation, amortization, and accretion of premises and equipment	59	932
Provision for loan losses	(689)	(115)
Deferred income taxes, net	245	333
Increase in cash surrender value of bank owned life insurance	(158)	(163)
Loss on writedown other real estate owned	(130)
Loss on write-down of MFB stock		2
Net (increase) decrease in other assets	798	206
Net (increase) decrease in accrued expenses and other liabilities	(451)	198
Net cash provided by operating activities	1,602	2,992
Cash flows from investing activities:
Redemptions and maturities of investment securities available for sale	26,323	32,584
Purchases of investment securities available for sale	(66,941)	(20,962)
Net redemption of Federal Home Loan Bank stock	238	1,041
Net decrease in loans	31,065	14,021
Purchases of premises and equipment	(573)	(336)
Net cash (used in) provided by investing activities	(9,888)	26,348
Cash flows from financing activities:
Net increase (decrease) in deposits	28,180	(1,013)
Increase (decrease) in short term borrowings	4,913	(30,000)
Cash dividends paid	(1,134)	(1,128)
Common stock dividends reinvested	130	137
Net cash provided by (used in) financing activities	32,089	(32,004)
Net increase (decrease) in cash and cash equivalents	23,803	(2,664)
Cash and cash equivalents at beginning of year	13,290	15,954
Cash and cash equivalents at end of year	37,093	13,290
Supplemental Disclosures of Cash Flow Information:
Interest paid on deposits and borrowings	1,599	1,979
Income taxes paid		160
Income taxes (refunded)	(856)
Net decrease in unrealized depreciation on available for sale securities	(1,646)	(2,040)
Increase in unrealized depreciation on Swaps	$ (611)	$ (631)