CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
INTEREST INCOME
Interest and fees on loans	$ 11,973	$ 12,747
Interest and dividends on securities	1,579	1,429
Interest on deposits with banks and federal funds sold	117	338
Total Interest Income	13,669	14,514
INTEREST EXPENSE
Interest on deposits	1,043	1,349
Interest on short-term borrowings	464	578
Interest on long-term borrowings	8
Total Interest Expense	1,515	1,927
Net Interest Income	12,154	12,587
Provision for loan losses	(689)	(115)
Net interest income after provision for loan losses	12,843	12,702
NONINTEREST INCOME
Gain on securities called or sold	6	3
Income on life insurance	158	163
Total Noninterest Income	1,012	1,295
NONINTEREST EXPENSE
Salary and benefits	6,743	6,826
Occupancy and equipment expenses	1,247	1,429
Legal, accounting and other professional fees	941	1,056
Data processing and item processing services	944	531
FDIC insurance costs	186	131
Advertising and marketing related expenses	88	107
Loan collection costs	126	107
Telephone costs	199	244
Other expenses	1,222	1,515
Total Noninterest Expenses	11,696	11,946
Income before income taxes	2,159	2,051
Income tax expense	491	452
NET INCOME	$ 1,668	$ 1,599
Basic and diluted net income per share of common stock	$ 0.59	$ 0.57
Service charges on deposit accounts
NONINTEREST INCOME
Noninterest Income	$ 176	$ 255
Other fees and commissions
NONINTEREST INCOME
Noninterest Income	$ 672	$ 874