CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
ASSETS
Cash and due from banks	$ 2,117	$ 2,420
Interest-bearing deposits in other financial institutions	34,976	10,870
Cash and Cash Equivalents	37,093	13,290
Investment securities available for sale, at fair value	114,049	71,486
Restricted equity securities, at cost	1,199	1,437
Loans, net of deferred fees and costs	253,772	284,738
Less: Allowance for loan losses	(1,476)	(2,066)
Loans, net	252,296	282,672
Real estate acquired through foreclosure	575	705
Premises and equipment, net	3,853	3,761
Bank owned life insurance	8,181	8,023
Deferred tax assets, net	142	672
Accrued interest receivable	1,302	961
Accrued taxes receivable	116	1,221
Prepaid expenses	318	406
Other assets	362	308
Total Assets	419,486	384,942
LIABILITIES
Noninterest-bearing deposits	132,626	107,158
Interest-bearing deposits	216,994	214,282
Total Deposits	349,620	321,440
Short-term borrowings	29,912	25,000
Defined pension liability	285	317
Accrued expenses and other liabilities	2,576	2,505
Total Liabilities	382,393	349,262
STOCKHOLDERS' EQUITY
Common stock, par value $1, authorized 15,000,000 shares, issued and outstanding 2,842,040 and 2,827,473 shares as of December 31, 2020 and December 31, 2019, respectively.	2,842	2,827
Additional paid-in capital	10,640	10,525
Retained earnings	23,071	22,537
Accumulated other comprehensive gain (loss)	540	(209)
Total Stockholders' Equity	37,093	35,680
Total Liabilities and Stockholders' Equity	$ 419,486	$ 384,942