CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
INTEREST INCOME
Interest and fees on loans	$ 2,980	$ 3,176	$ 6,051	$ 6,366
Interest and dividends on securities	317	336	698	736
Interest on deposits with banks and federal funds sold	39	62	86	182
Total Interest Income	3,336	3,574	6,835	7,284
INTEREST EXPENSE
Interest on deposits	289	333	614	665
Interest on short-term borrowings	109	117	235	355
Total Interest Expense	398	450	849	1,020
Net Interest Income	2,938	3,124	5,986	6,264
Provision for loan losses	487	30	407	204
Net interest income after provision for loan losses	2,451	3,094	5,579	6,060
NONINTEREST INCOME
Gain on securities sold			1	3
Income on life insurance	39	41	78	81
Total Noninterest Income	228	282	484	564
NONINTEREST EXPENSE
Salary and benefits	1,597	1,685	3,302	3,455
Occupancy and equipment expenses	295	386	626	700
Legal, accounting and other professional fees	252	304	504	535
Data processing and item processing services	184	44	417	219
FDIC insurance costs	48	60	99	116
Advertising and marketing related expenses	19	25	44	52
Loan collection costs	21	26	88	40
Telephone costs	43	55	90	121
Other expenses	348	405	676	829
Total Noninterest Expenses	2,807	2,990	5,846	6,067
(Loss) Income before income taxes	(128)	386	217	557
Income tax (benefit) expense	(32)	67	43	103
NET (LOSS) INCOME	$ (96)	$ 319	$ 174	$ 454
Basic and diluted net (loss) income per share of common stock	$ (0.03)	$ 0.11	$ 0.06	$ 0.16
Service charges on deposit accounts
NONINTEREST INCOME
Noninterest Income	$ 38	$ 64	$ 94	$ 124
Other fees and commissions
NONINTEREST INCOME
Noninterest Income	$ 151	$ 177	$ 311	$ 356