CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
ASSETS
Cash and due from banks	$ 2,387	$ 2,420
Interest-bearing deposits in other financial institutions	32,592	10,870
Cash and Cash Equivalents	34,979	13,290
Investment securities available for sale, at fair value	84,534	71,486
Restricted equity securities, at cost	1,199	1,437
Loans, net of deferred fees and costs	284,963	284,738
Less: Allowance for loan losses	(2,392)	(2,066)
Loans, net	282,571	282,672
Real estate acquired through foreclosure	705	705
Premises and equipment, net	3,904	3,761
Bank owned life insurance	8,101	8,023
Deferred tax assets, net	476	672
Accrued interest receivable	1,226	961
Accrued taxes receivable		1,221
Prepaid expenses	329	406
Other assets	176	308
Total Assets	418,200	384,942
LIABILITIES
Noninterest-bearing deposits	127,621	107,158
Interest-bearing deposits	214,316	214,282
Total Deposits	341,937	321,440
Short-term borrowings	37,367	25,000
Defined pension liability	294	317
Accrued Taxes Payable	(1)
Accrued expenses and other liabilities	2,734	2,505
Total Liabilities	382,333	349,262
STOCKHOLDERS' EQUITY
Common stock, par value $1, authorized 15,000,000 shares, issued and outstanding 2,834,325 and 2,827,473 shares as of June 30, 2020 and December 31, 2019, respectively.	2,834	2,827
Additional paid-in capital	10,582	10,525
Retained earnings	22,145	22,537
Accumulated other comprehensive gain (loss)	306	(209)
Total Stockholders' Equity	35,867	35,680
Total Liabilities and Stockholders' Equity	$ 418,200	$ 384,942