CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
INTEREST INCOME
Interest and fees on loans	$ 12,747	$ 12,348
Interest and dividends on securities	1,429	2,100
Interest on deposits with banks and federal funds sold	338	245
Total Interest Income	14,514	14,693
INTEREST EXPENSE
Interest on deposits	1,349	1,348
Interest on short-term borrowings	578	754
Total Interest Expense	1,927	2,102
Net Interest Income	12,587	12,591
Provision for loan losses	(115)	856
Net interest income after provision for loan losses	12,702	11,735
NONINTEREST INCOME
Gains on redemption of BOLI policies		308
Gain on securities sold	3
Income on life insurance	163	172
Gains on sale of OREO		15
Total Noninterest Income	1,295	1,517
NONINTEREST EXPENSE
Salary and benefits	6,826	6,593
Occupancy and equipment expenses	1,429	1,170
Legal, accounting and other professional fees	1,056	917
Data processing and item processing services	531	614
FDIC insurance costs	131	314
Advertising and marketing related expenses	107	104
Loan collection costs	107	145
Telephone costs	244	253
Other expenses	1,515	1,429
Total Noninterest Expenses	11,946	11,539
Income before income taxes	2,051	1,713
Income tax expense	452	130
NET INCOME	$ 1,599	$ 1,583
Basic and diluted net income per share of common stock	$ 0.57	$ 0.56
Service charges on deposit accounts
NONINTEREST INCOME
Noninterest Income	$ 255	$ 248
Other fees and commissions
NONINTEREST INCOME
Noninterest Income	$ 874	$ 774