CONSOLIDATED STATEMENTS OF INCOME - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
INTEREST INCOME
Interest and fees on loans	$ 3,176,000	$ 3,269,000	$ 9,543,000	$ 9,100,000
Interest and dividends on securities	326,000	526,000	1,061,000	1,585,000
Interest on deposits with banks and federal funds sold	88,000	67,000	270,000	165,000
Total Interest Income	3,590,000	3,862,000	10,874,000	10,850,000
INTEREST EXPENSE
Interest on deposits	336,000	362,000	1,001,000	997,000
Interest on short-term borrowings	110,000	198,000	465,000	506,000
Total Interest Expense	446,000	560,000	1,466,000	1,503,000
Net Interest Income	3,144,000	3,302,000	9,408,000	9,347,000
Provision for loan losses	(139,000)	246,000	65,000	601,000
Net interest income after provision for loan losses	3,283,000	3,056,000	9,343,000	8,746,000
NONINTEREST INCOME
Gains on redemption of BOLI policies				308,000
Gain on securities sold			3,000
Income on life insurance	42,000	41,000	122,000	130,000
Gains on sale of OREO		15,000		15,000
Total Noninterest Income	391,000	331,000	955,000	1,204,000
NONINTEREST EXPENSE
Salary and benefits	1,685,000	1,710,000	5,140,000	5,080,000
Occupancy and equipment expenses	340,000	272,000	1,040,000	850,000
Legal, accounting and other professional fees	259,000	212,000	794,000	721,000
Data processing and item processing services	109,000	168,000	328,000	454,000
FDIC insurance costs		64,000	116,000	187,000
Advertising and marketing related expenses	27,000	16,000	79,000	65,000
Loan collection costs	22,000	32,000	62,000	153,000
Telephone costs	62,000	56,000	183,000	181,000
Other expenses	352,000	329,000	1,181,000	1,014,000
Total Noninterest Expenses	2,856,000	2,859,000	8,923,000	8,705,000
Income before income taxes	818,000	528,000	1,375,000	1,245,000
Income tax expense	212,000	89,000	315,000	73,000
NET INCOME	$ 605,522	$ 439,045	$ 1,059,823	$ 1,172,199
Basic and diluted net income per share of common stock	$ 0.21	$ 0.16	$ 0.38	$ 0.42
Service charges on deposit accounts
NONINTEREST INCOME
Noninterest Income	$ 62,000	$ 59,000	$ 187,000	$ 187,000
Other fees and commissions
NONINTEREST INCOME
Noninterest Income	$ 287,000	$ 216,000	$ 643,000	$ 564,000