XML 43 R28.htm IDEA: XBRL DOCUMENT v3.19.3
LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES - Total Allowance by Loan Segment (Details) - USD ($)
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2019
Sep. 30, 2018
Sep. 30, 2019
Sep. 30, 2018
Dec. 31, 2018
Financing Receivable, Allowance for Credit Losses [Roll Forward]          
Balance, beginning of year     $ 2,541,000 $ 2,589,000 $ 2,589,000
Charged off     (519,000) (954,000) (1,151,000)
Recoveries     220,000   247,000
Provision for loan losses $ (139,000) $ 246,000 65,000 601,000 856,000
Balance, end of year 2,307,000   2,307,000   2,541,000
Individually evaluated for impairment:          
Individually evaluated for impairment, Balance in allowance 210,000   210,000   226,000
Individually evaluated for impairment, Related loan balance 4,796,000   4,796,000   2,250,000
Collectively evaluated for impairment:          
Collectively evaluated for impairment, Balance in allowance 2,097,000   2,097,000   2,315,000
Collectively evaluated for impairment, Related loan balance 279,093,000   279,093,000   296,870,000
Consumer          
Financing Receivable, Allowance for Credit Losses [Roll Forward]          
Balance, beginning of year     161,000 214,000 214,000
Charged off     (69,000)   (208,000)
Recoveries     15,000   48,000
Provision for loan losses     46,000   107,000
Balance, end of year 153,000   153,000   161,000
Individually evaluated for impairment:          
Individually evaluated for impairment, Balance in allowance 15,000   15,000   22,000
Individually evaluated for impairment, Related loan balance 88,000   88,000   138,000
Collectively evaluated for impairment:          
Collectively evaluated for impairment, Balance in allowance 138,000   138,000   139,000
Collectively evaluated for impairment, Related loan balance 12,281,000   12,281,000   12,933,000
Residential Real estate          
Financing Receivable, Allowance for Credit Losses [Roll Forward]          
Balance, beginning of year     864,000 1,061,000 1,061,000
Charged off     (16,000)   (589,000)
Recoveries     1,000   2,000
Provision for loan losses     (210,000)   390,000
Balance, end of year 639,000   639,000   864,000
Individually evaluated for impairment:          
Individually evaluated for impairment, Related loan balance 659,000   659,000   854,000
Collectively evaluated for impairment:          
Collectively evaluated for impairment, Balance in allowance 639,000   639,000   864,000
Collectively evaluated for impairment, Related loan balance 79,552,000   79,552,000   81,783,000
Indirect          
Financing Receivable, Allowance for Credit Losses [Roll Forward]          
Balance, beginning of year     988,000 774,000 774,000
Charged off     (407,000)   (341,000)
Recoveries     194,000   183,000
Provision for loan losses     164,000   372,000
Balance, end of year 939,000   939,000   988,000
Collectively evaluated for impairment:          
Collectively evaluated for impairment, Balance in allowance 939,000   939,000   988,000
Collectively evaluated for impairment, Related loan balance 106,088,000   106,088,000   116,698,000
Commercial          
Financing Receivable, Allowance for Credit Losses [Roll Forward]          
Balance, beginning of year     241,000 237,000 237,000
Charged off     (27,000)    
Recoveries     10,000   14,000
Provision for loan losses     2,000   (10,000)
Balance, end of year 226,000   226,000   241,000
Individually evaluated for impairment:          
Individually evaluated for impairment, Balance in allowance 195,000   195,000   204,000
Individually evaluated for impairment, Related loan balance 195,000   195,000   204,000
Collectively evaluated for impairment:          
Collectively evaluated for impairment, Balance in allowance 31,000   31,000   37,000
Collectively evaluated for impairment, Related loan balance 11,155,000   11,155,000   14,080,000
Construction          
Financing Receivable, Allowance for Credit Losses [Roll Forward]          
Balance, beginning of year     4,000 12,000 12,000
Provision for loan losses     3,000   (8,000)
Balance, end of year 7,000   7,000   4,000
Collectively evaluated for impairment:          
Collectively evaluated for impairment, Balance in allowance 7,000   7,000   4,000
Collectively evaluated for impairment, Related loan balance 3,161,000   3,161,000   2,317,000
Commercial Real Estate          
Financing Receivable, Allowance for Credit Losses [Roll Forward]          
Balance, beginning of year     283,000 $ 291,000 291,000
Charged off         (13,000)
Provision for loan losses     60,000   5,000
Balance, end of year 343,000   343,000   283,000
Individually evaluated for impairment:          
Individually evaluated for impairment, Related loan balance 3,854,000   3,854,000   1,054,000
Collectively evaluated for impairment:          
Collectively evaluated for impairment, Balance in allowance 343,000   343,000   283,000
Collectively evaluated for impairment, Related loan balance $ 66,856,000   $ 66,856,000   $ 69,059,000