CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
ASSETS
Cash and due from banks	$ 3,678	$ 2,605
Interest-bearing deposits in other financial institutions	15,893	13,349
Cash and Cash Equivalents	19,571	15,954
Investment securities available for sale, at fair value	64,817	81,572
Restricted equity securities, at cost	1,225	2,481
Loans, net of deferred fees and costs	283,889	299,120
Less: Allowance for loan losses	(2,307)	(2,541)
Loans, net	281,582	296,579
Real estate acquired through foreclosure	705	705
Premises and equipment, net	3,820	3,106
Bank owned life insurance	7,982	7,860
Deferred tax assets, net	1,013	1,392
Accrued interest receivable	976	1,198
Accrued taxes receivable	982	1,177
Prepaid expenses	557	466
Other assets	208	556
Total Assets	383,438	413,046
LIABILITIES
Noninterest-bearing deposits	111,453	101,369
Interest-bearing deposits	213,813	221,084
Total Deposits	325,266	322,453
Short-term borrowings	20,000	55,000
Defined pension liability	311	285
Accrued expenses and other liabilities	2,493	1,257
Total Liabilities	348,070	378,995
STOCKHOLDERS' EQUITY
Common stock, par value $1, authorized 15,000,000 shares, issued and outstanding 2,824,412 and 2,814,157 shares as of September 30, 2019 and December 31, 2018 , respectively.	2,824	2,814
Additional paid-in capital	10,495	10,401
Retained earnings	22,280	22,066
Accumulated other comprehensive loss	(231)	(1,230)
Total Stockholders' Equity	35,368	34,051
Total Liabilities and Stockholders' Equity	$ 383,438	$ 413,046