CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
ASSETS
Cash and due from banks	$ 2,605	$ 2,610
Interest-bearing deposits in other financial institutions	13,349	9,995
Cash and Cash Equivalents	15,954	12,605
Investment securities available for sale, at fair value	81,572	89,349
Restricted equity securities, at cost	2,481	1,232
Loans, net of deferred fees and costs	299,120	271,612
Less: Allowance for loan losses	(2,541)	(2,589)
Loans, net	296,579	269,023
Real estate acquired through foreclosure	705	114
Premises and equipment, net	3,106	3,371
Bank owned life insurance	7,860	8,713
Deferred tax assets, net	1,392	2,429
Accrued interest receivable	1,198	1,133
Accrued taxes receivable	1,177	465
Prepaid expenses	466	433
Other assets	556	583
Total Assets	413,046	389,450
LIABILITIES
Noninterest-bearing deposits	101,369	104,017
Interest-bearing deposits	221,084	230,221
Total Deposits	322,453	334,238
Short-term borrowings	55,000	20,000
Defined pension liability	285	335
Accrued expenses and other liabilities	1,257	835
Total Liabilities	378,995	355,408
STOCKHOLDERS' EQUITY
Common stock, par value $1, authorized 15,000,000 shares, issued and outstanding 2,814,157 and 2,801,149 shares as of December 31, 2018 and December 31, 2017 , respectively.	2,814	2,801
Additional paid-in capital	10,401	10,267
Retained earnings	22,066	21,605
Accumulated other comprehensive loss	(1,230)	(631)
Total Stockholders' Equity	34,051	34,042
Total Liabilities and Stockholders' Equity	$ 413,046	$ 389,450