CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2018	Sep. 30, 2017
Cash flows from operating activities:
Net income	$ 1,275	$ 1,064
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation, amortization, and accretion of premises and equipment	828	793
Provision for loan losses	601	243
Gain on life insurance	(308)
Gain on disposals of assets, net	(15)	(1)
Increase in cash surrender value of bank owned life insurance	(130)	(151)
Reclassification adjustment for stranded income tax effects in accumulated other comprehensive income
Decrease in ground rents	8	7
Decrease (increase) in accrued interest receivable	(100)	(6)
Net decrease in other assets	2,010	955
Net decrease in accrued expenses and other liabilities	5	(237)
Net cash provided by operating activities	4,174	2,667
Cash flows from investing activities:
Redemptions and maturities of investment securities available for sale	8,048	12,613
Purchases of investment securities available for sale	(5,440)	(7,868)
Net (purchase) sales of Federal Home Loan Bank stock	(841)	2
Net increase in loans	(24,810)	(6,509)
Proceeds from sale of real estate acquired through foreclosure	114
Purchases of premises and equipment	(138)	(165)
Net cash used in investing activities	(23,067)	(1,927)
Cash flows from financing activities:
Net increase (decrease) in deposits	2,611	859
Increase in short term borrowings	20,000	10,000
Decrease in long term borrowings		(10,000)
Cash dividends paid	(944)	(837)
Common stock dividends reinvested	111	113
Net cash provided by financing activities	21,778	135
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect, Total	2,885	875
Cash and cash equivalents at beginning of year	12,605	10,622
Cash and cash equivalents at end of year	15,490	11,497
Supplemental Disclosures of Cash Flow Information:
Interest paid on deposits and borrowings	1,455	1,621
Net income taxes refunded	(509)
Net income taxes paid		152
Net (increase) decrease in unrealized depreciation on available for sale securities	(2,237)	$ 795
Net increase in unrealized appreciation on swaps	664
Noncash Investing Activities:
Transfer of loans to real estate acquired through foreclosure	$ 705