CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
ASSETS
Cash and due from banks	$ 2,610	$ 3,195
Interest-bearing deposits in other financial institutions	9,995	7,427
Cash and Cash Equivalents	12,605	10,622
Investment securities available for sale, at fair value	89,349	94,606
Restricted equity securities, at cost	1,232	1,230
Loans, net of deferred fees and costs	271,612	265,058
Less: Allowance for loan losses	(2,589)	(2,484)
Loans, net	269,023	262,574
Real estate acquired through foreclosure	114	114
Premises and equipment, net	3,371	3,638
Bank owned life insurance	8,713	9,328
Deferred tax assets, net	2,429	3,160
Accrued interest receivable	1,133	1,135
Accrued taxes receivable	465	674
Prepaid expenses	433	546
Other assets	583	814
Total Assets	389,450	388,441
LIABILITIES
Noninterest-bearing deposits	104,017	100,099
Interest-bearing deposits	230,221	233,147
Total Deposits	334,238	333,246
Short-term debt	20,000	10,000
Long-term borrowings		10,000
Defined pension liability	335	369
Accrued expenses and other liabilities	835	1,012
Total Liabilities	355,408	354,627
STOCKHOLDERS' EQUITY
Common stock, par value $1, authorized 15,000,000 shares, issued and outstanding 2,801,149 and 2,786,855 shares as of December 31, 2017 and December 31, 2016 , respectively.	2,801	2,787
Additional paid-in capital	10,267	10,130
Retained earnings	21,605	21,707
Accumulated other comprehensive loss	(631)	(810)
Total Stockholders' Equity	34,042	33,814
Total Liabilities and Stockholders' Equity	$ 389,450	$ 388,441