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CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($)
$ in Thousands
9 Months Ended
Sep. 30, 2017
Sep. 30, 2016
Cash flows from operating activities:    
Net income $ 1,064 $ 706
Adjustments to reconcile net income to net cash provided by operating activities    
Depreciation, amortization, and accretion 793 902
Provision for credit losses 243 233
Gains on disposals of assets, net (1) (2)
Provision on losses of other real estate owned   36
Income on investment in life insurance (151) (161)
Changes in assets and liabilities:    
Decrease in ground rents 7  
(Increase) decrease in accrued interest receivable (6) 21
Decrease in other assets 955 82
(Decrease) increase in accrued interest payable 74 (5)
Increase (decrease) in other liabilities (311) 313
Net cash provided by operating activities 2,667 2,125
Cash flows from investing activities:    
Maturities and principal paydowns of available for sale mortgage-backed securities 9,603 13,524
Proceeds from sales of available for sale debt securities 3,010 3,767
Purchases of available for sale mortgage-backed securities   (8,187)
Purchases of other available for sale investment securities (7,868) (8,150)
Sale of FHLB stock 2 3
(Increase) decrease in loans, net (6,509) 1,498
Proceeds from sales of other real estate   166
Purchases of premises and equipment (165) (207)
Net cash provided (used) by investing activities (1,927) 2,414
Cash flows from financing activities:    
Increase in noninterest-bearing deposits, NOW accounts, money market accounts, and savings accounts, net 8,022 9,396
(Decrease) increase in time deposits, net (7,163) (8,918)
Increase in short term borrowings 10,000  
Decrease in long term borrowings (10,000)  
Cash dividends paid (837) (833)
Common stock dividends reinvested 113 121
Net cash (used) provided by financing activities 135 (234)
Increase in cash and cash equivalents 875 4,305
Cash and cash equivalents, beginning of year 10,622 12,371
Cash and cash equivalents, end of year 11,497 16,676
Supplementary cash flow information:    
Interest paid on deposits and borrowings 499 526
Income Taxes Paid $ 73 $ 80