CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016	Sep. 30, 2017	Sep. 30, 2016
INTEREST INCOME
Loans, including fees	$ 2,883	$ 2,795	$ 8,503	$ 8,380
Interest and dividends on securities	498	492	1,523	1,467
Federal funds sold	53	31	115	91
Total interest income	3,434	3,318	10,141	9,938
INTEREST EXPENSE
Deposits	324	364	984	1,133
Short-term borrowings	142		309
Long-term borrowings	33	162	185	481
Total interest expense	499	526	1,478	1,614
Net interest income	2,935	2,792	8,663	8,324
Provision for credit losses	78	116	243	233
Net interest income after provision for credit losses	2,857	2,676	8,420	8,091
NONINTEREST INCOME
Service charges on deposit accounts	72	83	208	247
Other fees and commissions	245	191	573	521
Gains on investment securities, net			1	1
Income on life insurance	51	54	151	161
Other income		12	2	12
Total other income	368	340	935	942
NONINTEREST EXPENSE
Salaries and wages	1,579	1,743	4,615	4,782
Legal, accounting and other professional fees	180	173	648	595
Data processing and item processing services	130	184	442	519
FDIC insurance costs	64	79	188	232
Advertising and marketing related expenses	38	12	110	49
Loan collection costs	25	37	73	158
Telephone costs	98	50	212	145
Occupancy	382	272	865	801
Other expenses	217	406	944	1,023
Total other expenses	2,713	2,956	8,097	8,304
Income before income taxes	512	60	1,258	729
Income tax expense/benefit	101	(55)	194	23
NET INCOME	$ 411	$ 115	$ 1,064	$ 706
Basic and diluted earnings per share of common stock (in dollars per share)	$ 0.15	$ 0.04	$ 0.38	$ 0.25