UNAUDITED CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($) shares in Thousands, $ in Thousands	3 Months Ended
	Mar. 31, 2026	Mar. 31, 2025
Revenues:
Interest income	$ 108,721	$ 101,933
Mark to finance receivables measured at fair value	0	3,500
Other income	3,613	1,441
Total revenues	112,334	106,874
Expenses:
Employee costs	23,046	25,033
General and administrative	12,908	12,563
Interest	60,061	54,918
Sales	6,552	5,911
Occupancy	1,514	1,398
Depreciation and amortization	225	249
Total expenses	104,306	100,072
Income before income tax expense	8,028	6,802
Income tax expense	2,489	2,108
Net income	$ 5,539	$ 4,694
Earnings per share:
Basic	$ 0.25	$ 0.22
Diluted	$ 0.24	$ 0.19
Number of shares used in computing earnings per share:
Basic	21,777	21,444
Diluted	23,534	24,325