Debt (Tables)

3 Months Ended

Mar. 31, 2026

Debt Disclosure [Abstract]

Schedule of debt outstanding

				Amount Outstanding at
				March 31,		December 31,
				2026		2025
				(In thousands)
Description	Interest Rate	Subordinate Lender Interest Rate	Maturity
Warehouse line of credit	2.85% over CP yield rate (Minimum 3.60%) 6.68% and 6.80% at March 31, 2026 and December 31 2025, respectively	6.40% over SOFR yield rate (Minimum 7.15%) 10.33% and 10.40% at March 31, 2026 and December 31, 2025, respectively	July 2026	$	301,207	$	197,107
Warehouse line of credit	4.50% over a commercial paper rate (Minimum 7.50%) 8.18% and 8.25% at March 31, 2026, and December 31 2025, respectively		April 2026		–		11,778
Warehouse line of credit	2.75% over SOFR yield rate (Minimum 3.00%) 6.42% and 6.50% at March 31, 2026 and December 31, 2025, respectively	6.40% over SOFR yield rate (Minimum 6.65%) 10.07% and 10.27% at March 31, 2026 and December 31, 2025, respectively	October 2027		167,500		118,323
Residual interest financing	7.86%		December 2028		21,030		31,163
Residual interest financing	11.50%		March 2029		49,652		49,820
Residual interest financing	11.00%		June 2032		62,810		63,524
Residual interest financing	8.75%		May 2033		50,000		–
Subordinated renewable notes	Weighted average rate of 8.81% and 8.98% at March 31, 2026 and December 31, 2025, respectively		Weighted average maturity of January 2028 and November 2027 at March 31, 2026 and December 31, 2025, respectively		27,508		28,986
				$	679,707	$	500,701