Finance receivables measured at fair value (Tables)

3 Months Ended

Mar. 31, 2026

Finance Receivables Measured At Fair Value

Schedule of reconciliation of the finance receivables measured at fair value on a recurring basis

	Three Months Ended
	March 31,
	2026			2025
	(In thousands)
Balance at beginning of period	$	3,655,855		$	3,313,767
Finance receivables at fair value acquired during period		524,900			449,602
Payments received on finance receivables at fair value		(275,019	)		(252,856	)
Net interest income accretion on fair value receivables		(69,947	)		(64,907	)
Mark to fair value		–			3,500
Balance at end of period	$	3,835,789		$	3,449,106

Schedule of finance receivables to their contractual balances

	March 31, 2026				December 31, 2025
	Contractual		Fair		Contractual		Fair
	Balance		Value		Balance		Value
	(In thousands)
Finance receivables measured at fair value	$	3,941,948	$	3,835,789	$	3,778,127	$	3,655,855

Schedule of level 3 fair value measurements

Financial Instrument	Fair Values as of					Weight Avg. Inputs as of
	March 31,		December 31,			March 31,		December 31,
	2026		2025		Unobservable	2026		2025
	(In thousands)
Assets:
Finance receivables measured at fair value	$	3,835,789	$	3,655,855	Discount rate		11.07%		11.07%
					Cumulative net losses		16.21%		16.02%

Schedule of delinquency status of finance receivables measured at fair value

	March 31,		December 31,
	2026		2025
	(In thousands)
Delinquency Status
Current	$	3,485,649	$	3,220,198
31 - 60 days		217,632		272,421
61 - 90 days		86,227		118,201
91 + days		48,911		56,203
Repo		103,529		111,104
	$	3,941,948	$	3,778,127