UNAUDITED CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($) shares in Thousands, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2025	Jun. 30, 2024	Jun. 30, 2025	Jun. 30, 2024
Revenues:
Interest income	$ 105,362	$ 88,367	$ 207,295	$ 172,655
Mark to finance receivables measured at fair value	3,000	5,500	6,500	10,500
Other income	1,402	2,013	2,843	4,469
Total revenues	109,764	95,880	216,638	187,624
Expenses:
Employee costs	24,362	23,725	49,395	48,141
General and administrative	13,183	13,260	26,726	27,013
Interest	58,704	46,710	113,622	88,678
Provision for credit losses	(781)	(1,950)	(1,760)	(3,585)
Sales	5,721	5,883	11,632	10,753
Occupancy	1,374	1,359	2,771	2,959
Depreciation and amortization	249	221	498	436
Total expenses	102,812	89,208	202,884	174,395
Income before income tax expense	6,952	6,672	13,754	13,229
Income tax expense	2,155	2,000	4,263	3,967
Net income	$ 4,797	$ 4,672	$ 9,491	$ 9,262
Earnings per share:
Basic	$ 0.22	$ 0.22	$ 0.44	$ 0.44
Diluted	$ 0.20	$ 0.19	$ 0.39	$ 0.38
Number of shares used in computing earnings per share:
Basic	21,893	21,263	21,670	21,203
Diluted	24,180	24,263	24,254	24,433