UNAUDITED CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($) shares in Thousands, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Revenues:
Interest income	$ 93,158	$ 83,261	$ 265,812	$ 245,960
Mark to finance receivables measured at fair value	5,500	6,000	16,000	6,000
Other income	1,922	2,818	6,391	8,077
Total revenues	100,580	92,079	288,203	260,037
Expenses:
Employee costs	24,162	21,812	72,303	64,991
General and administrative	13,276	13,045	40,288	36,224
Interest	50,056	37,889	138,735	106,354
Provision for credit losses	(994)	(2,000)	(4,579)	(20,700)
Sales	5,723	5,330	16,476	16,517
Occupancy	1,292	1,586	4,250	4,756
Depreciation and amortization	214	199	650	642
Total expenses	93,729	77,861	268,123	208,784
Income before income tax expense	6,851	14,218	20,080	51,253
Income tax expense	2,055	3,839	6,022	13,097
Net income	$ 4,796	$ 10,379	$ 14,058	$ 38,156
Earnings per share:
Basic	$ 0.22	$ 0.49	$ 0.66	$ 1.83
Diluted	$ 0.20	$ 0.41	$ 0.58	$ 1.51
Number of shares used in computing earnings per share:
Basic	21,343	21,154	21,250	20,815
Diluted	24,153	25,218	24,340	25,331