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Summary of Significant Accounting Policies (Tables)
 6 Months Ended
Jun. 30, 2024
Accounting Policies [Abstract]  
Schedule of other income
                    
   Three Months Ended   Six Months Ended 
   June 30,   June 30, 
   2024   2023   2024   2023 
   (In thousands)   (In thousands) 
Origination and servicing fees from third party receivables  $1,694   $1,924   $3,838   $4,661 
Sales tax refunds   260    264    549    524 
Other   59    33    82    74 
Other income for the period  $2,013   $2,221   $4,469   $5,259 
Schedule of supplemental balance sheet information related to leases
          
   June 30,   December 31, 
   2024   2023 
   (In thousands) 
Operating Leases          
Operating lease right-of-use assets  $51,093  $29,575 
Less: Accumulated amortization right-of-use assets   (29,166)   (26,651)
Operating lease right-of-use assets, net  $21,927   $2,924 
           
Operating lease liabilities  $(23,230)  $(3,220)
           
Finance Leases          
Property and equipment, at cost  $3,757   $3,474 
Less: Accumulated depreciation   (3,428)   (3,385)
Property and equipment, net  $329  $89 
           
Finance lease liabilities  $(335)  $(93)
           
Weighted Average Discount Rate          
Operating lease   5.0%    5.0% 
Finance lease   6.5%    6.5% 
Schedule of maturities of lease liabilities
          
(In thousands)  Operating   Finance 
Year Ending December 31,  Lease   Lease 
2024 (excluding the six months ended June 30, 2024)  $1,903   $64 
2025   5,233    120 
2026   5,084    110 
2027   5,242    52 
2028   5,408    22 
Thereafter   4,747    5 
Total undiscounted lease payments   27,617    373 
Less amounts representing interest   (4,387)   (38)
Lease Liability  $23,230   $335 
Schedule of lease cost
                    
   Three Months Ended   Six Months Ended 
   June 30,   June 30, 
   2024   2023   2024   2023 
   (In thousands)   (In thousands) 
Operating lease cost  $1,311  $1,411   $2,685   $2,771 
Finance lease cost   34    24    48    125 
Total lease cost  $1,345  $1,435   $2,733   $2,896 
Schedule of supplemental cash flow information related to leases
                    
   Three Months Ended   Six Months Ended 
   June 30,   June 30, 
   2024   2023   2024   2023 
Cash paid for amounts included in the measurement of lease liabilities:  (In thousands)   (In thousands) 
Operating cash flows from operating leases  $1,311   $1,441   $2,685   $2,771 
Operating cash flows from finance leases  $28   $23   $41   $122 
Financing cash flows from finance leases  $6   $2   $7   $4 
Schedule of stock option activity
             
           Weighted
   Number of   Weighted   Average
   Shares   Average   Remaining
   (in thousands)   Exercise Price   Contractual Term
Options outstanding at the beginning of period   8,125   $5.11   N/A
Granted   –    –   N/A
Exercised   (1,428)   4.14   N/A
Forfeited   (210)   4.64   N/A
Options outstanding at the end of period   6,487   $5.34   3.15 years
              
Options exercisable at the end of period   5,127   $4.66   2.80 years
Schedule of price distribution of stock options outstanding and exercisable
                    
   Number of shares as of   Number of shares as of 
   June 30, 2024   December 31, 2023 
   Outstanding   Exercisable   Outstanding   Exercisable 
Range of exercise prices:  (In thousands)   (In thousands) 
$2.00 - $2.99   1,290    1,290    1,410    1,082 
$3.00 - $3.99   2,203    2,203    2,473    2,473 
$4.00 - $4.99   1,322    712    2,539    1,929 
$10.00 - $10.99   1,672    922    1,703    578 
Total shares   6,487    5,127    8,125    6,062 
Schedule of purchase of our common stock
                    
   Six Months Ended 
   June 30, 2024   June 30, 2023 
   Shares   Avg. Price   Shares   Avg. Price 
Open market purchases   473,202   $8.67    564,202   $10.36 
Shares redeemed upon net exercise of stock options   824,511    8.57    1,220,044    10.34 
Total stock purchases   1,297,713   $8.61    1,784,246   $10.35