CONSOLIDATED STATEMENTS OF INCOME - USD ($) shares in Thousands, $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Revenues:
Interest income	$ 305,237	$ 266,266	$ 294,982
Mark to finance receivables measured at fair value	15,283	(4,417)	(29,528)
Other income	9,189	5,962	5,707
Total revenues	329,709	267,811	271,161
Expenses:
Employee costs	84,282	80,534	80,198
General and administrative	37,618	34,616	31,981
Interest	87,524	75,239	101,338
Provision for credit losses	(28,100)	(14,590)	14,113
Sales	23,039	16,876	14,206
Occupancy	7,535	7,715	7,421
Depreciation and amortization	1,618	1,675	1,784
Total operating expenses	213,516	202,065	251,041
Income before income tax expense (benefit)	116,193	65,746	20,120
Income tax expense (benefit)	30,210	18,222	(1,557)
Net income	$ 85,983	$ 47,524	$ 21,677
Earnings per share:
Basic	$ 4.10	$ 2.11	$ 0.96
Diluted	$ 3.23	$ 1.84	$ 0.90
Number of shares used in computing earnings per share:
Basic	20,958	22,562	22,611
Diluted	26,589	25,780	24,003