XML 56 R48.htm IDEA: XBRL DOCUMENT v3.22.4
(6) Debt (Details - Debt outstanding) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Line of Credit Facility [Line Items]    
Warehouse lines of credit $ 285,328 $ 105,610
Residual interest financing 49,623 53,682
Subordinated renewable notes 25,263 26,459
Total debt outstanding $ 363,141 $ 186,780
Subordinated renewable notes [Member]    
Line of Credit Facility [Line Items]    
Maturity date description October 2024 January 2024
Debt Instrument, Interest Rate Terms 7.82 8.93
Warehouse Lines Of Credit 1 [Member]    
Line of Credit Facility [Line Items]    
Interest rate 3.00% over CP yield rate (Minimum 3.75%) 7.48% and 3.75% 3.00% over CP yield rate (Minimum 3.75%) 7.48% and 3.75%
Maturity date description July 2024  
Warehouse lines of credit $ 150,293 $ 70,590
Warehouse Lines Of Credit 2 [Member]    
Line of Credit Facility [Line Items]    
Interest rate 4.15% over a commercial paper rate (Minimum 5.15%) 8.60% and 5.15% 4.15% over a commercial paper rate (Minimum 5.15%) 8.60% and 5.15%
Maturity date description January 2024  
Warehouse lines of credit $ 137,585 $ 35,420
Residual interest financing [Member]    
Line of Credit Facility [Line Items]    
Maturity date description January 2026  
Interest rate 8.60%  
Residual interest financing $ 0 4,311
Residual Interest Financing 1 [Member]    
Line of Credit Facility [Line Items]    
Maturity date description June 2026  
Interest rate 7.86%  
Residual interest financing $ 50,000 50,000
Subordinated renewable notes [Member]    
Line of Credit Facility [Line Items]    
Subordinated renewable notes $ 25,263 $ 26,459