(12) Fair Value Measurements (Tables)

12 Months Ended

Dec. 31, 2022

Fair Value Disclosures [Abstract]

Schedule of reconciliation of the finance receivables measured at fair value on a recurring basis

	Twelve Months Ended
	December 31,
	2022			2021
	(In thousands)
Balance at beginning of period	$	1,749,098		$	1,523,726
Finance receivables at fair value acquired during period		1,673,166			1,107,537
Payments received on finance receivables at fair value		(825,783	)		(743,728	)
Net interest income accretion on fair value receivables		(135,147	)		(134,020	)
Mark to fair value		15,283			(4,417	)
Balance at end of period	$	2,476,617		$	1,749,098

Schedule of finance receivables to their contractual balances

	December 31, 2022				December 31, 2021
	Contractual		Fair		Contractual		Fair
	Balance		Value		Balance		Value
	(In thousands)
Finance receivables measured at fair value	$	2,701,184	$	2,476,617	$	1,972,699	$	1,749,098

Schedule of level 3 fair value measurements

Financial Instrument	Fair Values as of					Inputs as of
	December 31,					December 31,
	2022		2021		Unobservable Inputs	2022	2021
	(In thousands)
Assets:
Finance receivables measured at fair value	$	2,476,617	$	1,749,098	Discount rate	11.0%-11.3%	10.6% - 11.3%
					Cumulative net losses	13.4%-19.4%	10.0% - 18.4%

Schedule of delinquency status of finance receivables measured at fair value

	December 31,		December 31,
	2022		2021
	(In thousands)
Delinquency Status
Current	$	2,375,271	$	1,787,641
31 - 60 days		184,968		115,924
61 - 90 days		72,390		38,999
91 + days		29,048		11,564
Repo		39,507		18,571
	$	2,701,184	$	1,972,699

Schedule of fair values of financial assets and liabilities

	As of December 31, 2022
Financial Instrument	(In thousands)
	Carrying		Fair Value Measurements Using:
	Value		Level 1		Level 2		Level 3		Total
Assets:
Cash and cash equivalents	$	13,490	$	13,490	$	–	$	–	$	13,490
Restricted cash and equivalents		149,299		149,299		–		–		149,299
Finance receivables, net		70,551		–		–		60,063		60,063
Accrued interest receivable		649		–		–		649		649
Liabilities:
Warehouse lines of credit	$	285,328	$	–	$	–	$	285,328	$	285,328
Accrued interest payable		6,190		–		–		6,190		6,190
Securitization trust debt		2,108,744		–		–		1,957,995		1,957,995
Subordinated renewable notes		25,263		–		–		25,263		25,263

	As of December 31, 2021
Financial Instrument	(In thousands)
	Carrying		Fair Value Measurements Using:
	Value		Level 1		Level 2		Level 3		Total
Assets:
Cash and cash equivalents	$	29,928	$	29,928	$	–	$	–	$	29,928
Restricted cash and equivalents		146,620		146,620		–		–		146,620
Finance receivables, net		176,184		–		–		178,795		178,795
Accrued interest receivable		2,269		–		–		2,269		2,269
Liabilities:
Warehouse lines of credit	$	105,610	$	–	$	–	$	105,610	$	105,610
Accrued interest payable		3,568		–		–		3,568		3,568
Securitization trust debt		1,759,972		–		–		1,740,901		1,740,901
Subordinated renewable notes		26,459		–		–		26,459		26,459