(1) Summary of Significant Accounting Policies (Tables)

12 Months Ended

Dec. 31, 2022

Accounting Policies [Abstract]

Schedule of other income

	Year Ended December 31,
	2022		2021		2020
	(In thousands)
Third-party portfolio	$	6,814	$	–	$	–
Direct mail revenues		774		3,391		3,312
Convenience fee revenue		218		590		1,490
Recoveries on previously charged-off contracts		71		115		111
Sales tax refunds		737		580		748
Other		575		1,286		46
Other income for the period	$	9,189	$	5,962	$	5,707

Schedule of computation of earnings per share

	Year Ended December 31,
	2022		2021		2020
	(In thousands, except per share data)
Numerator:
Numerator for basic and diluted earnings per share	$	85,983	$	47,524	$	21,677
Denominator:
Denominator for basic earnings per share - weighted average number of common shares outstanding during the year		20,958		22,562		22,611
Incremental common shares attributable to exercise of outstanding options and warrants		5,631		3,218		1,392
Denominator for diluted earnings per share		26,589		25,780		24,003
Basic earnings per share	$	4.10	$	2.11	$	0.96
Diluted earnings per share	$	3.23	$	1.84	$	0.90