UNAUDITED CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($) shares in Thousands, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021	Jun. 30, 2022	Jun. 30, 2021
Revenues:
Interest income	$ 75,670	$ 65,440	$ 145,730	$ 131,533
Mark to finance receivables measured at fair value	4,700	0	7,100	(4,417)
Other income	1,648	1,329	3,554	2,765
Total revenues	82,018	66,769	156,384	129,881
Expenses:
Employee costs	20,591	19,448	42,743	39,607
General and administrative	8,280	7,831	16,511	15,579
Interest	18,771	18,980	35,171	39,925
Provision for credit losses	(8,000)	0	(17,400)	0
Sales	5,838	4,201	11,224	8,187
Occupancy	1,937	2,016	3,789	3,918
Depreciation and amortization	385	417	802	845
Total operating expenses	47,802	52,893	92,840	108,061
Income before income tax expense (benefit)	34,216	13,876	63,544	21,820
Income tax expense (benefit)	8,896	4,163	17,109	6,943
Net income	$ 25,320	$ 9,713	$ 46,435	$ 14,877
Earnings per share:
Basic	$ 1.18	$ 0.43	$ 2.18	$ 0.65
Diluted	$ 0.91	$ 0.39	$ 1.66	$ 0.59
Number of shares used in computing earnings per share:
Basic	21,370	22,842	21,296	22,791
Diluted	27,687	25,130	27,943	25,048