UNAUDITED CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
ASSETS
Cash and cash equivalents	$ 11,348	$ 29,928
Restricted cash and equivalents	157,021	146,620
Finance receivables measured at fair value	2,174,133	1,749,098
Finance receivables	149,010	232,390
Less: Allowance for finance credit losses	(35,672)	(56,206)
Finance receivables, net	113,338	176,184
Furniture and equipment, net	1,355	1,129
Deferred tax assets, net	17,523	19,575
Accrued interest receivable	1,383	2,269
Other assets	24,372	34,775
Total Assets	2,500,473	2,159,578
Liabilities
Accounts payable and accrued expenses	62,415	43,648
Warehouse lines of credit	228,906	105,610
Residual interest financing	49,497	53,682
Securitization trust debt	1,934,156	1,759,972
Subordinated renewable notes	27,208	26,459
Total liabilities	2,302,182	1,989,371
Shareholders' Equity
Common stock, no par value; authorized 75,000,000 shares; 21,206,839 and 21,143,764 shares issued and outstanding at June 30, 2022 and December 31, 2021, respectively	36,947	55,298
Retained earnings	162,966	116,531
Accumulated other comprehensive loss	(1,622)	(1,622)
Total stockholders’ equity	198,291	170,207
Total liability and stockholder’ equity	2,500,473	2,159,578
Preferred Stock [Member]
Shareholders' Equity
Preferred Stock, Value, Issued	0	0
Series A Preferred Stock [Member]
Shareholders' Equity
Preferred Stock, Value, Issued	0	0
Series B Preferred Stock [Member]
Shareholders' Equity
Preferred Stock, Value, Issued	$ 0	$ 0