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(4) Debt (Details - Debt outstanding) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2021
Dec. 31, 2020
Line of Credit Facility [Line Items]    
Warehouse lines of credit $ 71,097 $ 118,999
Residual interest financing 20,540 25,426
Subordinated renewable notes 23,740 21,323
Total debt outstanding $ 116,593 167,411
Warehouse lines of credit [Member]    
Line of Credit Facility [Line Items]    
Interest rate 5.50% over one month Libor (Minimum 6.50%)  
Warehouse lines of credit $ 0 42,558
Warehouse lines of credit (2) [Member]    
Line of Credit Facility [Line Items]    
Interest rate 3.00% over one month Libor (Minimum 3.75%)  
Warehouse lines of credit $ 44,956 45,689
Maturity date description December 2022  
Warehouse lines of credit (3) [Member]    
Line of Credit Facility [Line Items]    
Interest rate 4.00% over a commercial paper rate (Minimum 5.00%)  
Warehouse lines of credit $ 27,300 32,265
Maturity date description December 2021  
Residual interest financing [Member]    
Line of Credit Facility [Line Items]    
Maturity date description January 2026  
Interest rate 8.60%  
Residual interest financing $ 20,597 25,576
Subordinated renewable notes [Member]    
Line of Credit Facility [Line Items]    
Interest rate Weighted average rate of 9.92% and 10.09% at March 31, 2021 and December 31, 2020, respectively  
Maturity date description Weighted average maturity of March 2023 and January 2023 at March 31, 2021 and December 31, 2020, respectively  
Subordinated renewable notes $ 23,740 $ 21,323